1904 Remembrance Ln, Tracy, CA 95377 Property Records

San Joaquin County property record for 1904 Remembrance Ln, Tracy, CA 95377

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,147 sqft · built 2003
Lot Size	0.093 acres (4,050 sqft)
Owner	2 Individual Names on File
Last Sale	$108,836 (May 2015)
Tax Bill	$5,669 (2026)
Deeds & Mortgages	Apr 2026 Line of Credit Apr 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`244-280-830-000`

Property Details

APN / Parcel Number

Primary APN	`244-280-830-000`
Alternative APN	`244-280-83`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,147 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Construction Type	Wood
Lot Area	4,050 sqft (0.093 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	244-280-83
Street Address	1904 REMEMBRANCE LN
City	TRACY
State	CA
Zip	95377-8400
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 69
Legal Subdivision	EDGEWOOD UN #37
Legal Block	2
Legal Lot Number	69
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	2
Census Block	2008
Census Tract	5218

Owner

1904 Remembrance Ln is owned and occupied by two individuals who bought it in May 2015.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1904 REMEMBRANCE LN, TRACY, CA 95377-8400
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2026	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
Apr 10, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Oct 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2015 · Amount on File
Deed Sale	May 20, 2015 · Amount on File
Prior Sale	Feb 25, 2003 · Amount on File
Deed Document Number	201557740
Prior Transfer Date	Dec 21, 2004
Prior Transfer Doc	0000297321
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Recording Date	Apr 15, 2026
Property Address	1904 REMEMBRANCE LN, TRACY, CA 95377-8400
Document Number	0000034154
Instrument Date	Apr 9, 2026
Instrument	202634154
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property, 149
Address	1904 REMEMBRANCE LN, TRACY, CA 95377-8400

Mortgage

Document Number	0000034154,
Date	Apr 15, 2026
Instrument	202634154

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.11%
Max Rate	-1%

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	1904 REMEMBRANCE LN, TRACY, CA 95377-8400
Transaction Type	Mortgage
Record Updated	Apr 20, 2023
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1904 REMEMBRANCE LN, TRACY, CA 95377-8400

Mortgage

Document Number	0000027361
Date	Apr 10, 2023
Instrument	2023-027361

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	FORT WORTH, TX 76155

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	1904 REMEMBRANCE LN, TRACY, CA 95377-8400
Transaction Type	Mortgage
Record Updated	Nov 12, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1904 REMEMBRANCE LN, TRACY, CA 95377-8400

Mortgage

Document Number	0000181397
Date	Oct 29, 2021
Instrument	2021-181397

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 1904 Remembrance Ln was $5,669 with a homeowner's exemption, down 8.7% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Secondary School District	Tracy Unified School District (9-12) (09 - 12)
Elementary School District	Jefferson Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,669.00 (-8.71%)
2025	$6,210.00 Homeowner's exemption	$469,274 Land $149,026 Building $320,248
2023	$5,907.00 (-2.35%) Homeowner's exemption	$451,053 Land $143,240 Building $307,813	$647,910
2022	$6,049.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1904 Remembrance Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1904 Remembrance Ln is moderate, ranking above 44% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 74% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TRACY serves 98,215 people · EPA ID CA3910011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Matrix Broadband Fixed Wireless	200 / 40
Cal.net Fixed Wireless	100 / 20

May also be available: Verizon.

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