1904 Point Bluff Dr, Austin, TX 78746 Property Records

Travis County property record for 1904 Point Bluff Dr, Austin, TX 78746

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,788 sqft · built 1982
Lot Size	0.412 acres (17,952 sqft)
Owner	2 Individual Names on File
Last Sale	$1,489,600 (Jul 2023)
Tax Bill	$15,592 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Aug 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`0109230708`

Property Details

APN / Parcel Number

Primary APN	`0109230708`
Alternative APNs	`01092307080000` `473572`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,788 sqft Living Area
Gross Area	3,294 sqft
1st Floor Area	2,788 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	17,952 sqft (0.412 acres)
Lot Dimensions	187 ft deep x 96 ft wide
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	54 sqft
Deck Area	495 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	473572
Street Address	1904 POINT BLUFF DR
City	AUSTIN
State	TX
Zip	78746-6235
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 36 BLK C BLUFFS OF LOST CREEK THE
Legal Subdivision	BLUFFS OF LOST CREEK THE
Legal Block	C
Legal Lot Number	36
Jurisdiction	TRAVIS TX
Township / Civil Division	AUSTIN
Census Block Group	1
Census Block	1005
Census Tract	1917

Owner

Source: Travis County assessment roll, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1904 POINT BLUFF DR, AUSTIN, TX 78746-6235
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2025	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 21, 2023	Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE HOME LENDING
Jul 13, 2023	Vendor's Lien, Transfer · Conventional Mortgage CORNERSTONE HOME LENDING
Feb 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOANPEOPLE LLC
Apr 24, 2018	Vendor's Lien, Transfer · Conventional Mortgage BOKF NA
Apr 6, 2017	Deed of Trust, Mortgage FIRSTBANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 13, 2023 · Amount on Record
Deed Sale	Jul 13, 2023 · Amount on Record
Prior Sale	Apr 24, 2018 · Amount on Record
Deed Document Number	202378157
Prior Transfer Date	Feb 16, 2016
Prior Transfer Doc	0000033985
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRAVIS TX
Property Address	1904 POINT BLUFF DR, AUSTIN, TX 78746-6235
Transaction Type	Mortgage
Record Updated	Feb 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1904 POINT BLUFF DR, AUSTIN, TX 78746-6235

Mortgage

Document Number	0000112194
Date	Oct 8, 2025
Instrument	2025112194

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	4201 MARSH LN, CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.5%
Index	Other
Max Rate	10.5%

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRAVIS TX
Property Address	1904 POINT BLUFF DR, AUSTIN, TX 78746-6235
Transaction Type	Mortgage
Record Updated	Sep 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1904 POINT BLUFF DR, AUSTIN, TX 78746-6235

Mortgage

Document Number	0000095555
Date	Aug 21, 2023
Instrument	2023095555

Lender

Name	CORNERSTONE HOME LENDING
Type	Mortgage Company
Address	HOUSTON, TX 77027

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

July 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	TRAVIS TX
Recording Date	Jul 13, 2023
Property Address	1904 POINT BLUFF DR, AUSTIN, TX 78746-6235
Document Number	0000078157
Map Reference	VOL 79 PG 75
Instrument Date	Jul 12, 2023
Instrument	2023078157
Transaction Type	Transfer
Record Updated	Aug 2, 2023
Title Company	INDEPENDENCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1904 POINT BLUFF DR, AUSTIN, TX 78746-6235

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1904 POINT BLUFF DR, AUSTIN, TX 78746-6235

Mortgage

Document Number	0000078158
Date	Jul 13, 2023
Instrument	2023078158

Lender

Name	CORNERSTONE HOME LENDING
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Aug 1, 2024

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRAVIS TX
Property Address	1904 POINT BLUFF DR, AUSTIN, TX 78746-6235
Transaction Type	Mortgage
Record Updated	Mar 1, 2022
Title Company	INDEPENDENCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023906
Date	Feb 8, 2022
Instrument	2022023906

Lender

Name	LOANPEOPLE LLC
Type	Mortgage Company
Address	AUSTIN, TX 78731

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

April 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	TRAVIS TX
Recording Date	Apr 24, 2018
Property Address	1904 POINT BLUFF DR, AUSTIN, TX 78746-6235
Document Number	0000061888
Map Reference	VOL79 PG75
Instrument Date	Apr 23, 2018
Instrument	2018061888
Transaction Type	Transfer
Record Updated	Nov 11, 2021
Title Company	INDEPENDENCE TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1904 POINT BLUFF DR, AUSTIN, TX 78746-6235

Mortgage

Document Number	0000061889
Date	Apr 24, 2018
Instrument	2018061889

Lender

Name	BOKF NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Jan 2, 2048

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRAVIS TX
Property Address	1904 POINT BLUFF DR, AUSTIN, TX 78746-6235
Document Number	0000057696
Instrument Date	Apr 6, 2017
Transaction Type	Mortgage
Record Updated	Aug 18, 2018
Title Company	ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1904 POINT BLUFF DR AUSTIN TX 787466235, AUSTIN, TX 78746-6235

Mortgage

Document Number	0000057696
Date	Apr 11, 2017
Instrument	57696

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37067

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 10, 2047

Tax Assessment & Valuation

Source: Travis County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Travis County
Unified School District	Eanes Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,592.00 (-29.39%) Homeowner's exemption	$1,165,345 (-3.52%) Land $624,400 Building $540,945	$1,165,345 (-3.52%) Land $624,400 Building $540,945
2024	$22,082.00 (+47.08%)
2023		$1,207,811 (-7.8%) Land $525,000 Building $682,811	$1,207,811 (-7.8%) Land $525,000 Building $682,811
2022	$15,014.00 Homeowner's exemption	$1,309,998 Land $525,000 Building $784,998	$1,309,998 Land $525,000 Building $784,998

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	11 (1983–2013)
Claims Outside the SFHA	10 of 11
Most Recent Claim	Oct 2013 · Severe Storms And Flooding
Claims by Event	Flooding 10/18/98, Oct 1998 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 56% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF AUSTIN WATER & WASTEWATER serves 1,115,323 people · EPA ID TX2270001
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Feb 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Google Fiber.

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