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1904 Olive St, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 1904 Olive St, Cedar Falls, IA 50613

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,402 sqft · built 1924
Lot Size0.267 acres (11,620 sqft)
Owner2 Individual Names on Record
Last Sale$235,000 (Jan 2023)
Tax Bill$3,910 (2025)
Deeds & MortgagesJan 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN8914-13-164-001

Property Details

APN / Parcel Number

Primary APN8914-13-164-001

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Total Rooms9 Rooms
Stories1 Story
Building Area2,402 sqft Living Area
1st Floor Area1,008 sqft
AtticAttic
Attic Area554 sqft
Basement Area1,008 sqft
Unfinished Basement1,008 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1924
Effective Year BuiltEffective 1924
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area11,620 sqft (0.267 acres)
Lot Dimensions140 ft deep x 83 ft wide
Garage TypeDetached
Garage Area572 sqft
Parking Spaces2 Parking Spaces
Deck Area120 sqft
Patio Area112 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address1904 OLIVE ST
CityCEDAR FALLS
StateIA
Zip50613-3731
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionALDRICHS 2ND ADDITION LOT 1 BLK 2 N 49 1/2 FT LOT 4 BLK 2 & W 1/2 OF ALLEY ADJ
Legal Range14W
Legal Township89N
Legal Section13
Legal SubdivisionALDRICHS 2ND ADDITION
Legal Block2
Legal Lot Number1,4
JurisdictionBLACK HAWK IA
Township / Civil DivisionCEDAR FALLS
Census Block Group2
Census Block2005
Census Tract2304

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1904 OLIVE ST, CEDAR FALLS, IA 50613-3731
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 30, 2023 · Amount on Record
Deed SaleJan 30, 2023 · Amount on Record
Deed Document Number202310802
Record UpdatedOct 29, 2026

January 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBLACK HAWK IA
Recording DateJan 30, 2023
Property Address1904 OLIVE ST, CEDAR FALLS, IA 50613-3731
Document Number202300010802
Instrument DateJan 27, 2023
Instrument202300010802
Transaction TypeTransfer
Record UpdatedFeb 10, 2023
Title CompanyTITLE SERVICES CORPORATION

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$375.20
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1904 OLIVE ST, CEDAR FALLS, IA 50613-3731

Mortgage

Document Number202300010803
DateJan 30, 2023
Instrument202300010803
Lender
NameVERIDIAN CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2053

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityCedar Falls City
Unified School DistrictCedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,910.00 (+0.88%) Homeowner's exemption$271,410 (+8.11%) Land $62,250 Building $209,160$271,410 (+8.11%) Land $62,250 Building $209,160
2024$3,876.00 (+2.38%)
2023$251,060 (+17.35%) Land $41,500 Building $209,560$251,060 (+17.35%) Land $41,500 Building $209,560
2022$3,786.00 Homeowner's exemption$213,940 Land $41,500 Building $172,440
2021$213,940 Land $41,500 Building $172,440

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims29 (1979–2008)
Most Recent ClaimJun 2008 · Severe Storms, Tornadoes, And Flooding
Claims by Event
  • Severe Storms And Flooding, Jul 1999 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCEDAR FALLS MUNICIPAL WATER UTILITIES
serves 40,713 people · EPA ID IA0709084
Water SourceGroundwater
Last State InspectionJul 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 529 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cedar Falls Utilities
Fiber		10,000 / 10,000
Mediacom Xtream
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: GigFire, Nextlink.

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