1904 Laurel Oak Dr, Modesto, CA 95354 Property Records

Stanislaus County property record for 1904 Laurel Oak Dr, Modesto, CA 95354

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,224 sqft · built 1978
Lot Size	0.08 acres (3,485 sqft)
Owner	Individual Name on File
Last Sale	$227,000 (Jun 2019)
Tax Bill	$2,993 (2026)
Deeds & Mortgages	Nov 2021 Mortgage May 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`034-022-051-000`

Property Details

APN / Parcel Number

Primary APN	`034-022-051-000`
Alternative APNs	`0342251000` `0342251`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,224 sqft Living Area
1st Floor Area	1,224 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Block
Construction Type	Wood
Lot Area	3,485 sqft (0.08 acres)
View / Lot	Zero Lot Line
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1904 LAUREL OAK DR
City	MODESTO
State	CA
Zip	95354-1627
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAP C1 63
Legal Subdivision	OAKMONT 03
Legal Block	1
Legal Lot Number	12
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	1
Census Block	1003
Census Tract	1900

Owner

1904 Laurel Oak Dr is owned and occupied by an individual who bought it in June 2019.

Source: Stanislaus County records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	1904 LAUREL OAK DR, MODESTO, CA 95354-1627
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREMONT BANK
May 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREMONT BANK
Jun 21, 2019	Affidavit of Death, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Jun 21, 2019	Grant Deed, Transfer · Conventional Mortgage FREMONT BANK
Mar 21, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 21, 2019 · Amount on File
Deed Sale	Jun 21, 2019 · Amount on File
Prior Sale	May 26, 2000 · Amount on File
Deed Document Number	201940135
Prior Transfer Date	Mar 6, 2017
Prior Transfer Doc	0000019668
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	1904 LAUREL OAK DR, MODESTO, CA 95354-1627
Transaction Type	Mortgage
Record Updated	Nov 30, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1904 LAUREL OAK DR, MODESTO, CA 95354-1627

Mortgage

Document Number	0000106975
Date	Nov 17, 2021
Instrument	2021-0106975

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	1904 LAUREL OAK DR, MODESTO, CA 95354-1627
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033632
Date	May 18, 2020
Instrument	2020-0033632

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

June 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	STANISLAUS CA
Recording Date	Jun 21, 2019
Property Address	1904 LAUREL OAK DR, MODESTO, CA 95354-1627
Document Number	0000040134
Instrument Date	Jun 18, 2019
Instrument	40134
Transaction Type	Transfer
Record Updated	Jul 3, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1606 SCENIC DR MODESTO CA 953554908, MODESTO, CA 95355-4908

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Jun 21, 2019
Property Address	1904 LAUREL OAK DR, MODESTO, CA 95354-1627
Document Number	0000040135
Map Reference	VOL 27 PG 2
Instrument Date	Jun 17, 2019
Instrument	2019-0040135
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1904 LAUREL OAK DR, MODESTO, CA 95354-1627

Mortgage

Document Number	0000040136
Date	Jun 21, 2019
Instrument	2019-0040136

Lender

Name	FREMONT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STANISLAUS CA
Recording Date	Mar 21, 2017
Property Address	1904 LAUREL OAK DR, MODESTO, CA 95354-1627
Document Number	0000019668
Instrument Date	Mar 6, 2017
Instrument	19668
Transaction Type	Transfer
Record Updated	Mar 28, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1314 G ST MODESTO CA 953542422, MODESTO, CA 95354-2422

Tax Assessment & Valuation

The 2026 property tax bill for 1904 Laurel Oak Dr was $2,993, up 1.1% from the year before.

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Modesto City
Elementary School District	Modesto City Elementary School District (KG - 08)
Secondary School District	Modesto City High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$2,993.00 (+1.08%)	$258,282 (+2%) Land $113,781 Building $144,501
2025	$2,961.00	$253,218 Land $111,550 Building $141,668
2023	$2,786.00 (+2.46%)	$243,387 Land $107,219 Building $136,168
2022	$2,719.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1904 Laurel Oak Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1985–1995)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 1995 · Severe Winter Storms, Flooding Landslides, Mud Flow

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1904 Laurel Oak Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MODESTO serves 218,915 people · EPA ID CA5010010
Water Source	Purchased surface water from MODESTO IRRIGATION DISTRICT
Last State Inspection	Jan 2025
Lead	12 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 669 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: ezWave, Verizon.

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