St. Charles County property record for 1904 Krekel Pl, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,312 sqft · built 1940 |
| Lot Size | 0.182 acres (7,920 sqft) |
| Owner | Individual Name on File |
| Last Sale | $200,000 (Nov 2025) |
| Tax Bill | $2,603 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Nov 2025 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 030840A000 |
| Primary APN | 030840A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,312 sqft Living Area |
| Gross Area | 2,428 sqft |
| 1st Floor Area | 1,312 sqft |
| Basement Area | 896 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,920 sqft (0.182 acres) |
| Lot Dimensions | 110 ft deep x 72 ft wide |
| Garage Type | Attached |
| Garage Area | 220 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 45 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 030840A000 |
|---|---|
| Street Address | 1904 KREKEL PL |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-4703 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AF0 |
| Legal Description | BLANCHETTE HILLS BLK 9 LOT 66 & PT LOT 65 |
| Legal Subdivision | BLANCHETTE HILLS |
| Legal Block | 9 |
| Legal Lot Number | 66 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | RIVERS |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 310302 |
1904 Krekel Pl is owned and occupied by an individual who bought it in November 2025.
Source: St. Charles County records, as of September 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1904 KREKEL PL, SAINT CHARLES, MO 63301-4703 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 10, 2021 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC |
| Nov 21, 2025 | Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| May 1, 2018 | Quit Claim Deed, Transfer · FHA Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 21, 2025 · Amount on File |
| Deed Sale | Nov 21, 2025 · Amount on File |
| Prior Sale | May 1, 2018 · Amount on File |
| Deed Document Number | 202552481 |
| Prior Transfer Date | Nov 14, 2025 |
| Prior Transfer Doc | 0000052480 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 1904 KREKEL PL, SAINT CHARLES, MO 63301-4703 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2025 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 1904 KREKEL PL, SAINT CHARLES, MO 63301-4703 |
| Investor | Possibly a Property Investor |
| Document Number | 0000040505 |
|---|---|
| Date | May 10, 2021 |
| Instrument | 2021R-040505 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 343 Months |
| Due | Dec 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Nov 21, 2025 |
| Property Address | 1904 KREKEL PL, SAINT CHARLES, MO 63301-4703 |
| Document Number | 0000052481 |
| Map Reference | MB 4 PG 55 |
| Instrument Date | Nov 14, 2025 |
| Instrument | 2025R-052481 |
| Transaction Type | Transfer |
| Record Updated | Dec 9, 2025 |
| Title Company | DUNE TITLE COMPANY LLC, TRUE TITLE COMPANY LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1913 KREKEL PL, SAINT CHARLES, MO 63301-4703 |
| Name | Verified Name |
|---|---|
| Address | 1904 KREKEL PL, SAINT CHARLES, MO 63301-4703 |
| Document Number | 0000052482 |
|---|---|
| Date | Nov 21, 2025 |
| Instrument | 2025R-052482 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | May 1, 2018 |
| Property Address | 1904 KREKEL PL, SAINT CHARLES, MO 63301-4703 |
| Document Number | 0069120621 |
| Book / Page | 006912 / 000621 |
| Instrument Date | Apr 25, 2018 |
| Instrument | 237220 |
| Transaction Type | Transfer |
| Record Updated | May 9, 2018 |
| Title Company | FREEDOM TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1904 KREKEL PL ST CHARLES MO 633014703, ST CHARLES, MO 63301-4703 |
| Document Number | 69120624 |
|---|---|
| Date | May 1, 2018 |
| Book Page | 006912/000624 |
| Instrument | 237230 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 30, 2048 |
The 2025 property tax bill for 1904 Krekel Pl was $2,603, up 8.2% from the year before.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $41,426 (-) | $218,034 (-) Land $55,000 Building $163,034 | |
| 2025 | $2,603.00 (+8.23%) | $41,426 | $218,034 Land $55,000 Building $163,034 |
| 2024 | $2,405.00 | ||
| 2023 | $37,339 | ||
| 2022 | $196,520 Land $40,000 Building $156,520 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1904 Krekel Pl in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 63 (1979–2022) |
| Claims Outside the SFHA | 3 of 63 |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1904 Krekel Pl is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 670 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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