1904 Kaskaskia Rd, Prairie Du Rocher, IL 62277 Property Records

Monroe County property record for 1904 Kaskaskia Rd, Prairie Du Rocher, IL 62277

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,369 sqft · built 1920
Lot Size	8 acres (348,480 sqft)
Owner	Individual Name on File
Last Sale	$215,000 (Sep 2026)
Tax Bill	$3,741 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-30-300-006-000`

Property Details

APN / Parcel Number

Primary APN	`16-30-300-006-000`
Alternative APN	`16300000001300 00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,369 sqft Building Perimeter
1st Floor Area	832 sqft
Upper Floors Area	793 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Lot Area	348,480 sqft (8 acres)
Deck Area	234 sqft
Patio Area	379 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1904 KASKASKIA RD
City	PRAIRIE DU ROCHER
State	IL
Zip	62277-1230
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MA1
Legal Description	LOT 5C PART SE 1/4 SW 1/4
Legal Range	09W
Legal Township	04S
Legal Section	30
Legal Lot Number	5C
Jurisdiction	MONROE IL
Township / Civil Division	9
Census Block Group	2
Census Block	2135
Census Tract	600502

Owner

1904 Kaskaskia Rd is owned by an individual who bought it in September 2026.

Source: Monroe County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	2447 G RD, FULTS, IL 62244-2305
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2026	Warranty Deed, Transfer · VA Mortgage GUARANTEED RATE
Dec 18, 2019	Warranty Deed, Transfer · Conventional with PMI STATE BK/WATERLOO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2026 · Amount on File
Deed Sale	Sep 1, 2026 · Amount on File
Prior Sale	Dec 18, 2019 · Amount on File
Deed Document Number	2026444204
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Sep 1, 2026
Property Address	1904 KASKASKIA RD, PRAIRIE DU ROCHER, IL 62277-1230
Document Number	0000444204
Instrument Date	Aug 31, 2026
Instrument	2026444204
Transaction Type	Transfer
Record Updated	Sep 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$32,572.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2447 G RD, FULTS, IL 62244-2305
Investor	Possibly a Property Investor

Mortgage

Document Number	0000444205,
Date	Sep 1, 2026
Instrument	2026444205

Lender

Name	GUARANTEED RATE

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Dec 18, 2019
Property Address	1904 KASKASKIA RD, PRAIRIE DU ROCHER, IL 62277-1230
Document Number	0000405276
Instrument Date	Dec 16, 2019
Instrument	405276
Transaction Type	Transfer
Record Updated	Jan 8, 2020
Title Company	ILLINOIS TITLE AND ESCROW, ILLINOIS TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$257.25
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1904 KASKASKIA RD PRAIRIE DU ROCHER IL 622771230, PRAIRIE DU ROCHER, IL 62277-1230

Mortgage

Document Number	405277
Date	Dec 18, 2019
Instrument	405277

Lender

Name	STATE BK/WATERLOO
Type	Bank
Address	WATERLOO, IL 62298

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 17, 2049

Interest

Rate	3.75%

Tax Assessment & Valuation

The 2025 property tax bill for 1904 Kaskaskia Rd was $3,741, up 1.9% from the year before.

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,741.00 (+1.88%) Homeowner's exemption	$69,660 Land $17,040 Building $52,620	$208,980 Land $51,120 Building $157,860
2024	$3,672.00
2022	Additional exemption filed	$68,120 Land $17,040 Building $51,080	$204,360 Land $51,120 Building $153,240

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1904 Kaskaskia Rd in Zone X, an area of minimal flood risk, though there have been 272 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 63 policies
Nearby Flood Policies	63 in force
Nearby Flood Claims	272 (1983–2019)
Claims Outside the SFHA	4 of 272
Most Recent Claim	Apr 2019 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Apr 2019 · 3 claims Severe Storms & Flooding, Oct 1993 · 242 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1904 Kaskaskia Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Harrisonville Telephone Company DSL	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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