1904 E 900 N, Decatur, IN 46733 Property Records

Adams County property record for 1904 E 900 N, Decatur, IN 46733

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,432 sqft · built 1979
Lot Size	2.51 acres (109,336 sqft)
Owner	2 Individual Names on File
Last Sale	$220,800 (Oct 2018)
Tax Bill	$1,902 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Mar 2021 Refinance + 5 more
Flood Zone	Zone X (minimal risk)
APN	`01-02-23-200-003.000-013`

Property Details

APN / Parcel Number

Primary APN	`01-02-23-200-003.000-013`
Alternative APNs	`00207000005300` `01110241623`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,432 sqft Living Area
1st Floor Area	1,432 sqft
Basement Area	1,432 sqft
Unfinished Basement	1,432 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Construction Type	Wood
Roof Material	Asphalt
Lot Area	109,336 sqft (2.51 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	01110241623
Street Address	1904 E 900 N
City	DECATUR
State	IN
Zip	46733-9490
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KUKELHAN'S 1ST SUB LOT 3 (2.51A)
Legal Subdivision	KUKELHANS 1ST SUB
Legal Lot Number	3
Jurisdiction	ADAMS IN
Township / Civil Division	ROOT
Census Block Group	4
Census Block	4001
Census Tract	30100

Owner

1904 E 900 N is owned and occupied by two individuals who bought it in October 2018.

Source: Adams County records, as of June 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1904 E 900 N, DECATUR, IN 46733-9490
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2023	Deed of Trust, Mortgage · Line of Credit MIDWEST AMERICA FCU
Mar 8, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LIBERTY SAVINGS BANK FSB
Sep 24, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance SECRETARY HOUSING URBAN DEVELOPMENT
Dec 20, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MIDWEST AMERICA FEDERAL CREDIT UNION
Sep 22, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST MERCHANTS BANK
Sep 22, 2017	Deed of Trust, Mortgage · Line of Credit FIRST MERCHANTS BANK
Oct 9, 2018	Deed, Transfer NATIONSTAR MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 9, 2018 · Amount on File
Deed Sale	Oct 9, 2018 · Amount on File
Deed Document Number	20184019
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	1904 E 900 N, DECATUR, IN 46733-9490
Transaction Type	Mortgage
Record Updated	Oct 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023003343
Date	Oct 2, 2023
Instrument	2023003343

Lender

Name	MIDWEST AMERICA FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2038

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	1904 E 900 N, DECATUR, IN 46733-9490
Transaction Type	Mortgage
Record Updated	Feb 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021001376
Date	Mar 8, 2021
Instrument	2021001376

Lender

Name	LIBERTY SAVINGS BANK FSB
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	1904 E 900 N, DECATUR, IN 46733-9490
Transaction Type	Mortgage
Record Updated	Feb 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020004712
Date	Sep 24, 2020
Instrument	2020004712

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	337 Months
Due	Oct 1, 2048

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	1904 E 900 N, DECATUR, IN 46733-9490
Transaction Type	Mortgage
Record Updated	Feb 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021006412
Date	Dec 20, 2021
Instrument	2021006412

Lender

Name	MIDWEST AMERICA FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2037

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	1904 E 900 N, DECATUR, IN 46733-9490
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017003517
Date	Sep 22, 2017
Instrument	2017003517

Lender

Name	FIRST MERCHANTS BANK
Type	Bank
Address	MUNCIE, IN 47305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	1904 E 900 N, DECATUR, IN 46733-9490
Transaction Type	Mortgage
Record Updated	Mar 3, 2021
Title Company	TRADEMARK TITLE INC, TRADEMARK TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017003518
Date	Sep 22, 2017
Instrument	2017003518

Lender

Name	FIRST MERCHANTS BANK
Type	Bank
Address	DECATUR, IN 46733

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 15, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	ADAMS IN
Recording Date	Oct 9, 2018
Property Address	1904 E 900 N, DECATUR, IN 46733-9490
Document Number	2018004019
Instrument Date	Sep 14, 2018
Instrument	2018004019
Transaction Type	Transfer
Record Updated	Dec 7, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	2018004020
Date	Oct 9, 2018
Instrument	2018004020

Lender

Name	NATIONSTAR MORTGAGE

Agreement

Amount	Amount on Record
Term	351 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1904 E 900 N was $1,902 with a homeowner's exemption, down 9.4% from the year before.

Source: Adams County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Adams County
County Subdivision	Root Township
Unified School District	North Adams Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,902.00 (-9.39%) Homeowner's exemption	$264,300 Land $32,600 Building $231,700	$264,300 Land $32,600 Building $231,700
2024	$2,099.00 (-3.98%)
2023	$2,186.00 (+36.03%)	$240,200 (+16.38%) Land $32,600 Building $207,600	$240,200 (+16.38%) Land $32,600 Building $207,600
2022	$1,607.00	$206,400 Land $32,600 Building $173,800	$206,400 Land $32,600 Building $173,800
2020	$1,298.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1904 E 900 N in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective November 19, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1989–2003)
Most Recent Claim	Jul 2003 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1904 E 900 N is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 63% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Lakeland Internet Fixed Wireless	500 / 100
MetaLINK Technologies Fixed Wireless	25 / 5
Watch TV Fixed Wireless	25 / 3

May also be available: Mediacom Xtream, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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