1904 E 15th St, Ada, OK 74820 Property Records

Pontotoc County property record for 1904 E 15th St, Ada, OK 74820

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,072 sqft · built 1972
Lot Size	0.275 acres (12,000 sqft)
Owner	Individual Name on Record
Last Sale	$160,000 (Aug 2020)
Tax Bill	$2,269 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage Jan 2020 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12502`

Property Details

APN / Parcel Number

Primary APN	`12502`
Alternative APN	`0080-00-003-006-0-000-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,072 sqft Living Area
1st Floor Area	2,072 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	12,000 sqft (0.275 acres)
Lot Dimensions	120 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	68 sqft
Patio Area	68 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	12502
Street Address	1904 E 15TH ST
City	ADA
State	OK
Zip	74820-7105
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 BLOCK 3 COLLINS SYCAMORE HILLS
Legal Subdivision	COLLINS SYCAMORE HILLS - ADA SD. - SW 35
Legal Block	3
Legal Lot Number	6
Jurisdiction	PONTOTOC OK
Township / Civil Division	ADA
Census Block Group	4
Census Block	4007
Census Tract	88801

Owner

Source: Pontotoc County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1904 E 15TH ST, ADA, OK 74820-7105
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2020	Warranty Deed, Transfer · FHA Mortgage BANK2
Jan 2, 2020	Intrafamily Transfer, Transfer · Reverse Mortgage ONE REVERSE MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 6, 2020 · Amount on Record
Deed Sale	Aug 6, 2020 · Amount on Record
Prior Sale	May 9, 2003 · Amount on Record
Deed Document Number	20204181
Deed Book / Page	3420 / 101
Prior Transfer Date	Dec 9, 2019
Prior Transfer Doc	003362/282
Record Updated	Oct 29, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PONTOTOC OK
Recording Date	Aug 6, 2020
Property Address	1904 E 15TH ST, ADA, OK 74820-7105
Document Number	003420/101
Book / Page	3420 / 101
Instrument Date	Aug 5, 2020
Instrument	2020-004181
Transaction Type	Transfer
Record Updated	Mar 10, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1904 E 15TH ST, ADA, OK 74820-7105

Mortgage

Document Number	2020004182
Date	Aug 6, 2020
Instrument	2020-004182

Lender

Name	BANK2
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

January 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PONTOTOC OK
Recording Date	Jan 2, 2020
Property Address	1904 E 15TH ST, ADA, OK 74820-7105
Document Number	003362/282
Book / Page	3362 / 282
Instrument Date	Dec 9, 2019
Instrument	2020-000036
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	AMROCK INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	1904 E 15TH ST, ADA, OK 74820-7105

Mortgage

Document Number	2020000037
Date	Jan 2, 2020
Instrument	2020-000037

Lender

Name	ONE REVERSE MORTGAGE LLC
Type	Reverse Mortgage Lender

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.07%
Type Change Date	Jan 1, 2021
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	5%
Index	1-Year LIBOR
Max Rate	5%

Tax Assessment & Valuation

Source: Pontotoc County assessment roll, as of January 23, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
Municipality	Ada City
County	Pontotoc County
Unified School District	Ada Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$22,880 (+5%) Land $2,205 Building $20,675	$190,662 (+5%) Land $18,375 Building $172,287
2025	$2,269.00 (+1.29%)	$21,790 (+3.67%) Land $2,100 Building $19,690	$181,583 (-4.65%) Land $17,500 Building $164,083
2024	$2,240.00 (+8.47%)	$21,018 (+5%) Land $2,100 Building $18,918	$190,432 (+9.61%) Land $17,500 Building $172,932
2023	$2,065.00	$20,017 Land $2,100 Building $17,917	$173,729 Land $17,500 Building $156,229

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 17, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 91% of Oklahoma
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADA serves 22,600 people · EPA ID OK2006201
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
360 Broadband Fixed Wireless	400 / 50
Atlink Services Fixed Wireless	100 / 20

May also be available: AT&T.

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