1904 Centennial Rd, Union Mills, NC 28167 Property Records

Rutherford County property record for 1904 Centennial Rd, Union Mills, NC 28167

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 5,028 sqft · built 1995
Lot Size	46.9 acres (2,043,835 sqft)
Owner	2 Individual Names on File
Last Sale	$475,000 (Jan 2022)
Tax Bill	$5,302 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Jul 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`1621949`

Property Details

APN / Parcel Number

Primary APN	`1621949`
Alternative APN	`35372`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	5,028 sqft Heated Area
Basement Area	5,028 sqft
Finished Basement	4,274 sqft
Unfinished Basement	754 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Stone
Roof Type	Hip
Roof Material	Wood
Lot Area	2,043,835 sqft (46.9 acres)
Garage Area	1,116 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Partial
Heating System	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1904 CENTENNIAL RD
City	UNION MILLS
State	NC
Zip	28167-8995
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GPIN:1624007331350000; RES CENTENNIAL RD (PUV)
Jurisdiction	RUTHERFORD NC
Township / Civil Division	CAMP CREEK
Census Block Group	2
Census Block	2016
Census Tract	960102

Owner

1904 Centennial Rd is owned and occupied by two individuals who bought it in January 2022.

Source: Rutherford County records, as of August 29, 2025

Owner of Record	2 Individual Names on File
Mailing Address	1904 CENTENNIAL RD, UNION MILLS, NC 28167-8995
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2022	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Jul 10, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 26, 2022 · Amount on File
Deed Sale	Jan 26, 2022 · Amount on File
Prior Sale	Jul 10, 2019 · Amount on File
Prior Transfer Date	Jan 14, 2008
Prior Transfer Doc	0009520010
Record Updated	Jun 8, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Jan 26, 2022
Property Address	1904 CENTENNIAL RD, UNION MILLS, NC 28167-8995
Document Number	0020562576
Book / Page	2056 / 2576
Instrument Date	Jan 19, 2022
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$950.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2783 COLUMBIA FALLS STAGE, 2783, COLUMBIA FALLS, MT 59912-9206

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	183 PUMKIN PATCH RD, RUTHERFORDTON, NC 28139-8196

Mortgage

Document Number	0020562580
Date	Jan 26, 2022
Instrument	2056/2580

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Jul 10, 2019
Property Address	1904 CENTENNIAL RD, UNION MILLS, NC 28167-8995
Document Number	0020234478
Book / Page	002023 / 004478
Instrument Date	Jun 26, 2019
Instrument	332
Transaction Type	Transfer
Record Updated	Jul 19, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$900.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1904 CENTENNIAL RD UNION MILLS NC 281678995, UNION MILLS, NC 28167-8995

Tax Assessment & Valuation

The 2025 property tax bill for 1904 Centennial Rd was $5,302.

Source: Rutherford County assessment roll, as of August 29, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Rutherford County
Unified School District	Rutherford County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,302.00	$1,093,300 Land $147,600 Building $945,700	$1,093,300 Land $147,600 Building $945,700
2023		$1,093,300 Land $147,600 Building $945,700	$1,093,300 Land $147,600 Building $945,700
2022	$4,591.00
2021	$4,591.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1904 Centennial Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 18, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1904 Centennial Rd is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 82% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Skyrunner Fixed Wireless	25 / 10

May also be available: AT&T, Carolina West Wireless, T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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