1904 Cartier Ruby Ln, Raleigh, NC 27610 Property Records

Wake County property record for 1904 Cartier Ruby Ln, Raleigh, NC 27610

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,253 sqft · built 2004
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Owner Names on Record
Last Sale	$157,000 (Oct 2013)
Tax Bill	$3,616 (2025)
Deeds & Mortgages	Jun 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`1713.19-70-3079 0310633`

Property Details

APN / Parcel Number

Primary APN	`1713.19-70-3079 0310633`
Alternative APN	`0310633`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,253 sqft Heated Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	5,663 sqft (0.13 acres)
Garage Area	360 sqft
Porch	Porch
Porch Area	235 sqft
Patio Area	110 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0310633
Street Address	1904 CARTIER RUBY LN
City	RALEIGH
State	NC
Zip	27610-5097
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	LO196 GRANITE RIDGE SUB PH4 BM2003-1208
Legal Township	16
Legal Subdivision	GRANITE RIDGE SUB
Legal Phase	4
Legal Lot Number	196
Jurisdiction	WAKE NC
Township / Civil Division	ST. MARYS
Census Block Group	3
Census Block	3010
Census Tract	52102

Owner

Source: Wake County records, as of January 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Owner Names on Record
Mailing Address	1904 CARTIER RUBY LN, RALEIGH, NC 27610-5097
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2013 · Amount on Record
Deed Sale	Oct 30, 2013 · Amount on Record
Prior Sale	Mar 30, 2004 · Amount on Record
Deed Document Number	0154872781
Deed Book / Page	15487 / 2781
Record Updated	Jun 8, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	1904 CARTIER RUBY LN, RALEIGH, NC 27610-5097
Document Number	174750304
Instrument Date	Jun 6, 2019
Transaction Type	Mortgage
Record Updated	Jun 26, 2019
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	174750304
Date	Jun 14, 2019
Book Page	017475/000304

Lender

Name	STATE EMPS CU
Address	RALEIGH, NC 27636

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Wake County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Wake County
Municipality	Raleigh City
Unified School District	Wake County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,616.00 (+42.98%)	$412,376 (+79.09%) Land $110,000 Building $302,376
2024			$412,376 (+79.09%) Land $110,000 Building $302,376
2023	$2,529.00	$230,261 Land $43,000 Building $187,261	$230,261 Land $43,000 Building $187,261

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RALEIGH serves 650,000 people · EPA ID NC0392010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20