1904 Baker Ave, Schenectady, NY 12309 Property Records

Schenectady County and Niskayuna Town property record for 1904 Baker Ave, Schenectady, NY 12309

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 2,214 sqft · built 1937
Lot Size0.23 acres (10,019 sqft)
Owner2 Individual Names on Record
Last Sale$435,000 (Oct 2025)
Tax Bill$10,169 (2026)
Deeds & MortgagesJan 2026 Transfer
Oct 2025 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN422400 40.14-1-51

Property Details

APN / Parcel Number

Primary APN422400 40.14-1-51
Alternative APNs
  • 240004001400010510000000
  • 02214

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,214 sqft Living Area
1st Floor Area1,170 sqft
2nd Floor Area864 sqft
Upper Floors Area180 sqft
AtticAttic
Attic Area180 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1937
Effective Year BuiltEffective 1937
Architectural StyleColonial
Exterior MaterialWood
Lot Area10,019 sqft (0.23 acres)
Lot Dimensions137 ft deep x 100 ft wide
Garage TypeAttached
Garage Area276 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area70 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1904 BAKER AVE
CitySCHENECTADY
StateNY
Zip12309-4102
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal Block1
Legal Lot Number51.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionNISKAYUNA
Census Block Group1
Census Block1011
Census Tract32000

Owner

Source: Schenectady County and Niskayuna Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address1904 BAKER AVE, SCHENECTADY, NY 12309-4102
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jan 27, 2026Intrafamily Transfer, Transfer
Oct 30, 2025Deed, Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Apr 19, 2021Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 30, 2025 · Amount on Record
Deed SaleOct 30, 2025 · Amount on Record
Deed Document Number202525804
Deed Book / Page2159 / 978
Last Transfer DateNov 17, 2025
Transfer Doc0000001708
Record UpdatedOct 29, 2026

January 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSCHENECTADY NY
Recording DateJan 27, 2026
Property Address1904 BAKER AVE, SCHENECTADY, NY 12309-4102
Document Number0000001708
Instrument DateNov 17, 2025
Instrument202601708
Transaction TypeTransfer
Record UpdatedFeb 17, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1904 BAKER AVE, NISKAYUNA, NY 12309-4102

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1904 BAKER AVE, SCHENECTADY, NY 12309-4102

October 2025: Deed, Transfer

Document TypeDeed
JurisdictionSCHENECTADY NY
Recording DateOct 30, 2025
Property Address1904 BAKER AVE, SCHENECTADY, NY 12309-4102
Document Number0000025804
Instrument DateOct 30, 2025
Instrument202525804
Transaction TypeTransfer
Record UpdatedApr 3, 2026
Title CompanySTEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,740.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address133 SARATOGA RD # RD104-2, RD104-2, GLENVILLE, NY 12302-4236

Transferred To (Grantee/Buyer)

NameVerified Name
Address49 MOHAWK AVE APT 2P, 2P, SCHENECTADY, NY 12302-2558

Mortgage

Document Number0000025805
DateOct 30, 2025
Instrument202525805
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2055

April 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSCHENECTADY NY
Recording DateApr 19, 2021
Property Address1904 BAKER AVE, SCHENECTADY, NY 12309-4102
Document Number0000017351
Book / Page2056 / 868
Instrument DateApr 16, 2021
Instrument202117351
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address1904 BAKER AVE, NISKAYUNA, NY 12309-4102

Tax Assessment & Valuation

Source: Schenectady County and Niskayuna Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionNiskayuna Town
Unified School DistrictNiskayuna Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$10,169.00 (+0.67%)
2025$10,101.00$225,000 (-) Land $41,000 Building $184,000$333,300 (+11.1%) Land $60,735 Building $272,565
2024$225,000 (-) Land $41,000 Building $184,000$300,000 (+5.34%) Land $54,667 Building $245,333
2023$225,000 Land $41,000 Building $184,000$284,800 Land $51,897 Building $232,903

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims40 (2005–2011)
Claims Outside the SFHA40 of 40
Most Recent ClaimAug 2011 · Hurricane Irene
Claims by Event
  • Hurricane Irene, Aug 2011 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNISKAYUNA CONSOLIDATED WD #11
public/private · serves 22,287 people · EPA ID NY4600073
Water SourceGroundwater
Last State InspectionMar 2024
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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