1904 6th Ave S, Moorhead, MN 56560 Property Records

Clay County property record for 1904 6th Ave S, Moorhead, MN 56560

Property Summary

Property Type	Single Family Home
Lot Size	0.21 acres (9,000 sqft)
Owner	Individual Name on Record
Last Sale	$210,000 (Aug 2020)
Tax Bill	$3,770 (2026)
Deeds & Mortgages	Apr 2022 Mortgage Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`58.302.0050`

Property Details

APN / Parcel Number

Primary APN	`58.302.0050`

Exterior

Lot Area	9,000 sqft (0.21 acres)

Location & Zoning

Street Address	1904 6TH AVE S
City	MOORHEAD
State	MN
Zip	56560-3137
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISIONNAME HIGHLAND PARK ADD SUBDIVISIONCD 58302 LOTS 13 & 14 & S 10' OF LOT 15 2
Legal Range	48
Legal Township	139
Legal Section	09
Legal Subdivision	HIGHLAND PARK ADD
Legal Block	2
Legal Lot Number	13
Jurisdiction	CLAY MN
Township / Civil Division	MOORHEAD
Census Block Group	1
Census Block	1037
Census Tract	20300

Owner

Source: Clay County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1904 6TH AVE S, MOORHEAD, MN 56560-3137
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage NORTHWESTERN BANK
Aug 3, 2020	Warranty Deed, Transfer · Conventional with PMI TOWN & CNTRY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2020 · Amount on Record
Deed Sale	Aug 3, 2020 · Amount on Record
Prior Sale	Sep 29, 2014 · Amount on Record
Deed Document Number	2020803924
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MN
Property Address	1904 6TH AVE S, MOORHEAD, MN 56560-3137
Transaction Type	Mortgage
Record Updated	May 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000827358
Date	Apr 8, 2022
Instrument	827358

Lender

Name	NORTHWESTERN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 5, 2042

Interest

Rate Type	Fixed Rate

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MN
Recording Date	Aug 3, 2020
Property Address	1904 6TH AVE S, MOORHEAD, MN 56560-3137
Document Number	0000803924
Instrument Date	Jul 13, 2020
Instrument	803924
Transaction Type	Transfer
Record Updated	Aug 25, 2020
Title Company	FM TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$693.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1904 6TH AVE S MOORHEAD MN 565603137, MOORHEAD, MN 56560-3137

Mortgage

Document Number	803925
Date	Aug 3, 2020
Instrument	803925

Lender

Name	TOWN & CNTRY CU
Type	Credit Union
Address	FARGO, ND 58104

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 2, 2050

Tax Assessment & Valuation

Source: Clay County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Clay County
Municipality	Moorhead City
Unified School District	Moorhead Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,770.00 (+15.29%) Homeowner's exemption	$243,800 (+2.78%) Land $36,700 Building $207,100	$243,800 (+2.78%) Land $36,700 Building $207,100
2025		$237,200 (+7.43%) Land $36,700 Building $200,500	$237,200 (+7.43%) Land $36,700 Building $200,500
2023	$3,270.00 Homeowner's exemption	$220,800 Land $36,700 Building $184,100	$220,800 Land $36,700 Building $184,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	55 (1978–2019)
Claims Outside the SFHA	20 of 55
Most Recent Claim	Apr 2019 · Severe Winter Storm, Straight-line Winds, And Flooding
Claims by Event	Severe Storms And Flooding, Apr 2011 · 11 claims Flooding, Mar 2010 · 5 claims Severe Flooding, High Winds,severe Storms, Apr 1997 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Moorhead serves 44,583 people · EPA ID MN1140008
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fixed Wireless in parts of the area	2,000 / 350
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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