1904 45th Street Ct E, Bradenton, FL 34208 Property Records

Manatee County property record for 1904 45th Street Ct E, Bradenton, FL 34208

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,380 sqft · built 1979
Lot Size	0.501 acres (21,824 sqft)
Owner	2 Trust Names on File
Tax Bill	$2,767 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Jun 2022 Transfer + 1 more
Flood Zone	Zone AE (high risk)
APN	`14082-0005-1`

Property Details

APN / Parcel Number

Primary APN	`14082-0005-1`
Alternative APN	`3418331408200051`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,380 sqft Living Area
Gross Area	4,083 sqft
1st Floor Area	1,380 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2001
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	21,824 sqft (0.501 acres)
View / Lot	River

Exterior Amenities

Porch	Screened Porch
Porch Area	1,227 sqft
Deck Area	579 sqft
Patio Area	795 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	1904 45TH STREET CT E
City	BRADENTON
State	FL
Zip	34208-7117
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A,RSF-3
Legal Description	PARCEL A:BEG AT THE INTERSECTION OF LOTS 69,70,71 & 72 OF SUB OF ELWOOD PARK, TH W 485 FT 8 INCHES, TH N 505 FT TO POB, TH W 150 FT, TH N 100 FT, TH E 150 FT, TH S 100 FT TO
Legal Range	18E
Legal Township	34S
Legal Section	33
Legal Subdivision	ELWOOD PARK RESUB BLKS70&72 UNREC
Legal Tract	01407200
Legal Lot Number	69
Jurisdiction	MANATEE FL
Township / Civil Division	BRADENTON
Census Block Group	1
Census Block	1041
Census Tract	705

Owner

1904 45th Street Ct E is owner-occupied and held in a trust since October 2007.

Source: Manatee County records, as of September 21, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1904 45TH STREET CT E, BRADENTON, FL 34208-7117
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2026	Deed of Trust, Mortgage · Line of Credit COMMUNITY BANK OF THE OZARKS INC
Jun 23, 2022	Intrafamily Transfer, Transfer ATTORNEY
Jun 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST CENTENNIAL MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 19, 2004
Deed Sale	Mar 19, 2004
Prior Sale	Dec 16, 2003 · Amount on File
Deed Document Number	20041926044
Deed Book / Page	1909 / 7016
Last Transfer Date	Oct 12, 2007
Transfer Doc	0022313907
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Recording Date	Sep 3, 2026
Property Address	1904 45TH STREET CT E, BRADENTON, FL 34208-7117
Document Number	0000102504
Instrument Date	Aug 28, 2026
Instrument	2026102504
Transaction Type	Mortgage
Record Updated	Sep 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust, 165
Address	1904 45TH STREET CT E, BRADENTON, FL 34208-7117

Mortgage

Document Number	0000102504,
Date	Sep 3, 2026
Instrument	2026102504

Lender

Name	COMMUNITY BANK OF THE OZARKS INC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 28, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MANATEE FL
Recording Date	Jun 23, 2022
Property Address	1904 45TH STREET CT E, BRADENTON, FL 34208-7117
Document Number	0041082552
Instrument Date	Jun 10, 2022
Instrument	202241082552
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1904 45TH STREET CT E, 1904, BRADENTON, FL 34208-7117

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1904 45TH STREET CT E, BRADENTON, FL 34208-7117

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	1904 45TH STREET CT E, BRADENTON, FL 34208-7117
Transaction Type	Mortgage
Record Updated	Jun 29, 2021
Title Company	COASTAL SECURITY TITLE INC, COASTAL SECURITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1904 45TH STREET CT E, BRADENTON, FL 34208-7117

Mortgage

Document Number	202141079000
Date	Jun 14, 2021
Instrument	202141079000

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company
Address	AURORA, IL 60506

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1904 45th Street Ct E was $2,767 with a homeowner's exemption, up 3.7% from the year before.

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$200,896 (+2.7%)	$419,057 (-0.05%) Land $106,250 Building $312,807
2025	$2,767.00 (+3.75%) Homeowner's exemption	$195,614	$419,262 Land $106,250 Building $313,012
2024	$2,667.00 (+2.5%)
2023	$2,602.00 (+3.54%) Homeowner's exemption	$184,564 (+3%)	$402,101 (+16.5%) Land $106,250 Building $295,851
2022	$2,513.00 Homeowner's exemption	$179,188	$345,147 Land $90,000 Building $255,147

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1904 45th Street Ct E in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 137 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	137 in force
Nearby Flood Claims	107 (1982–2026)
Claims Outside the SFHA	6 of 107
Most Recent Claim	Jul 2026 · rainfall accumulation
Claims by Event	Hurricane Helene, Sep 2024 · 31 claims Hurricane Frances, Sep 2004 · 16 claims Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle, Sep 2001 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1904 45th Street Ct E is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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