1904 2nd Ave E, Palmetto, FL 34221 Property Records

Manatee County property record for 1904 2nd Ave E, Palmetto, FL 34221

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,213 sqft · built 2003
Lot Size0.182 acres (7,938 sqft)
OwnerIndividual Name on File
Last Sale$260,000 (Sep 2026)
Tax Bill$2,044 (2025)
Deeds & MortgagesSep 2026 Sale & Mortgage
Aug 2018 Loan Modification
Flood ZoneZone X (minimal risk)
APN25524-0000-0

Property Details

APN / Parcel Number

Primary APN25524-0000-0
Alternative APN
  • 3417122552400000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures10 Plumbing Fixtures
Stories1 Story
Building Area1,213 sqft Living Area
Gross Area1,568 sqft
1st Floor Area1,213 sqft

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2010
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,938 sqft (0.182 acres)
Lot Dimensions126 ft deep x 63 ft wide
View / LotStandard
Garage TypeAttached
Garage Area325 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area30 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Street Address1904 2ND AVE E
CityPALMETTO
StateFL
Zip34221-3306
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF-6
Legal DescriptionLOTS 1,2 BLK 11 WILLIS PLAT NEW MEMPHIS PI#25524.0000/0
Legal Range17E
Legal Township34S
Legal Section12
Legal SubdivisionR F WILLIS PLAT OF MEMPHIS
Legal Tract02547200
Legal Block11
Legal Lot Number1
JurisdictionMANATEE FL
Township / Civil DivisionPALMETTO
Census Block Group1
Census Block1019
Census Tract1502

Owner

1904 2nd Ave E is owned and occupied by an individual who bought it in September 2026.

Source: Manatee County records, as of September 21, 2026

Owner of RecordIndividual Name on File
Mailing Address5505 106TH AVE E, PARRISH, FL 34219-4537
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 2, 2026Warranty Deed, Transfer · Conventional Mortgage
HOMEOWNERS FINANCIAL GROUP USA
Aug 21, 2018Loan Modification, Mortgage · Conventional Mortgage
SUNTRUST BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 2, 2026 · Amount on File
Deed SaleSep 2, 2026 · Amount on File
Prior SaleAug 23, 2002 · Amount on File
Deed Document Number2026101976
Record UpdatedOct 29, 2026

September 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMANATEE FL
Recording DateSep 2, 2026
Property Address1904 2ND AVE E, PALMETTO, FL 34221-3306
Document Number0000101976
Instrument DateAug 26, 2026
Instrument2026101976
Transaction TypeTransfer
Record UpdatedSep 21, 2026
Title CompanyK K TITLE AND ESCROW, PROPY TITLE & ESCROW AGENCY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$183,820.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5505 106TH AVE E, PARRISH, FL 34219-4537

Mortgage

Document Number0000101977,
DateSep 2, 2026
Instrument2026101977
Lender
NameHOMEOWNERS FINANCIAL GROUP USA
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

August 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMANATEE FL
Property Address1904 2ND AVE E, PALMETTO, FL 34221-3306
Document Number0027491965
Instrument DateAug 21, 2018
Transaction TypeMortgage
Record UpdatedNov 22, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address1904 2ND AVE E PALMETTO FL 342213306, PALMETTO, FL 34221-3306

Mortgage

Document Number0027491965
DateSep 26, 2018
Book Page002749/001965
Instrument41097950
Lender
NameSUNTRUST BK
TypeBank
AddressRICHMOND, VA 23224
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueSep 25, 2033
Interest
Rate6.25%

Tax Assessment & Valuation

The 2025 property tax bill for 1904 2nd Ave E was $2,044 with exemptions applied, down 39.7% from the year before.

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyManatee County
Unified School DistrictManatee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$158,076 (+0.22%)$211,219 (-0.97%) Land $30,600 Building $180,619
2025$2,044.00 (-39.72%) Homeowner's exemption Widower's exemption$157,735$213,296 Land $30,600 Building $182,696
2024$3,391.00 (+220.81%)
2023$1,057.00 (+4.65%) Homeowner's exemption$96,401 (+3%)$235,902 (+14.07%) Land $30,600 Building $205,302
2022$1,010.00 Homeowner's exemption$93,593$206,808 Land $30,000 Building $176,808

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1904 2nd Ave E in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 12 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies12 in force
Nearby Flood Claims9 (1982–2024)
Claims Outside the SFHA5 of 9
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1904 2nd Ave E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMANATEE COUNTY UTILITIES DEPT
serves 347,800 people · EPA ID FL6411132
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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