19037 Cross Key Rd, Athens, AL 35614 Property Records

Limestone County property record for 19037 Cross Key Rd, Athens, AL 35614

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,413 sqft · built 1959
Lot Size5 acres (217,800 sqft)
OwnerIndividual Name on File
Last Sale$129,900 (Apr 2019)
Tax Bill$668 (2025)
Deeds & MortgagesJul 2021 Mortgage
Apr 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN0704190000032000

Property Details

APN / Parcel Number

Primary APN0704190000032000
Alternative APNs
  • 10700801
  • 38619

Interior

Full Baths2 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,413 sqft Living Area
Upper Floors Area570 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1959
Exterior MaterialAluminum/Vinyl
Foundation TypeBlock
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area217,800 sqft (5 acres)
Garage TypeCarport
CarportCarport
Carport Area426 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area46 sqft
Deck Area420 sqft
Utility Building150 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number10700801
Street Address19037 CROSS KEY RD
CityATHENS
StateAL
Zip35614-5626
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOM NW COR SE/4 NE/4 TH E 230TO POB SLY 950 TO NELY R/W CORD 26 SELY 182 ALG SD R/W NLY1060 W 235(252) TO POB IN SEC19 2 4N
JurisdictionLIMESTONE AL
Township / Civil DivisionATHENS
Census Block Group2
Census Block2010
Census Tract20201

Owner

19037 Cross Key Rd is owned and occupied by an individual who bought it in April 2019.

Source: Limestone County records, as of February 27, 2026

Owner of RecordIndividual Name on File
Mailing Address19037 CROSS KEY RD, ATHENS, AL 35614-5626
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
ACOPIA LLC
Apr 24, 2019Warranty Deed, Transfer · Conventional Mortgage
REDSTONE FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 24, 2019 · Amount on File
Deed SaleApr 24, 2019 · Amount on File
Deed Document Number0201923162
Deed Book / Page2019 / 23162
Record UpdatedJun 8, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLIMESTONE AL
Property Address19037 CROSS KEY RD, ATHENS, AL 35614-5626
Transaction TypeMortgage
Record UpdatedMay 30, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021/83765
DateJul 29, 2021
Book Page2021/83765
Lender
NameACOPIA LLC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2051
Interest
Rate TypeFixed Rate

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLIMESTONE AL
Recording DateApr 24, 2019
Property Address19037 CROSS KEY RD, ATHENS, AL 35614-5626
Document Number2019/23162
Book / Page2019 / 23162
Instrument DateApr 18, 2019
Transaction TypeTransfer
Record UpdatedMay 30, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount from Assessment
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address19037 CROSS KEY RD, ATHENS, AL 35614-5626

Mortgage

Document Number2019/23164
DateApr 24, 2019
Book Page2019/23164
Lender
NameREDSTONE FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2049
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 19037 Cross Key Rd was $668 with a homeowner's exemption, up 10.4% from the year before.

Source: Limestone County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyLimestone County
Unified School DistrictLimestone County School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$668.00 (+10.41%) Homeowner's exemption$23,040 (+5.01%)$230,300 (+5.02%) Land $99,200 Building $131,100
2024$605.00 (+3.77%) Homeowner's exemption$21,940 (+8.61%)$219,300 (+8.62%) Land $93,600 Building $125,700
2023$583.00 (+44.67%) Homeowner's exemption$20,200 (+42.25%)$201,900 (+42.28%) Land $93,600 Building $108,300
2022$403.00 Homeowner's exemption$14,200$141,900 Land $40,400 Building $101,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 19037 Cross Key Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 29, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 19037 Cross Key Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLIMESTONE COUNTY WATER & SEWER AUTH.
serves 90,900 people · EPA ID AL0000833
Water SourceSurface water
Last State InspectionDec 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

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