Limestone County property record for 19032 Racheals Loop, Athens, AL 35611
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,367 sqft · built 2015 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $166,969 (Aug 2020) |
| Tax Bill | $807 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage Sep 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1003052005027000 |
| Primary APN | 1003052005027000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,367 sqft Living Area |
| 1st Floor Area | 1,367 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,454 sqft (0.24 acres) |
| Lot Dimensions | 140 ft deep x 76 ft wide |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 253 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 11002869 |
|---|---|
| Street Address | 19032 RACHEALS LOOP |
| City | ATHENS |
| State | AL |
| Zip | 35611-4878 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Range | 04W |
| Legal Township | 03S |
| Legal Section | 00 |
| Legal Subdivision | ELLENWOOD |
| Legal Lot Number | 27 |
| Jurisdiction | LIMESTONE AL |
| Township / Civil Division | ATHENS |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 20600 |
Source: Limestone County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 19032 RACHEALS LOOP, ATHENS, AL 35611-4878 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 25, 2022 | Deed of Trust, Mortgage · Conventional Mortgage LISTERHILL CU |
| Sep 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SYNOVUS BANK |
| Aug 3, 2020 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage REDSTONE FCU |
| Apr 11, 2018 | Warranty Deed, Transfer · Conventional Mortgage FIRST METRO BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 3, 2020 · Amount on Record |
| Deed Sale | Aug 3, 2020 · Amount on Record |
| Prior Sale | Apr 11, 2018 · Amount on Record |
| Deed Book / Page | 2020 / 64208 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LIMESTONE AL |
| Property Address | 19032 RACHEALS LOOP, ATHENS, AL 35611-4878 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2022 |
| Name | Verified Name |
|---|
| Document Number | 2022/73412 |
|---|---|
| Date | Aug 25, 2022 |
| Book Page | 2022/73412 |
| Name | LISTERHILL CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Aug 23, 2032 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LIMESTONE AL |
| Property Address | 19032 RACHEALS LOOP, ATHENS, AL 35611-4878 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2020/82081 |
|---|---|
| Date | Sep 16, 2020 |
| Book Page | 2020/82081 |
| Name | SYNOVUS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Oct 1, 2045 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LIMESTONE AL |
| Recording Date | Aug 3, 2020 |
| Property Address | 19032 RACHEALS LOOP, ATHENS, AL 35611-4878 |
| Document Number | 2020/64208 |
| Book / Page | 2020 / 64208 |
| Map Reference | MB H PG 83 |
| Instrument Date | Jul 31, 2020 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 25, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10450 JIM RUSSELL LN, 10450, ATHENS, AL 35611-6981 |
| Name | Verified Name |
|---|---|
| Address | 19032 RACHEALS LOOP, ATHENS, AL 35611-4878 |
| Document Number | 202064210 |
|---|---|
| Date | Aug 3, 2020 |
| Instrument | 2020/64210 |
| Name | REDSTONE FCU |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LIMESTONE AL |
| Recording Date | Apr 11, 2018 |
| Property Address | 19032 RACHEALS LOOP, ATHENS, AL 35611-4878 |
| Document Number | 2018/20030 |
| Book / Page | 2018 / 20030 |
| Instrument Date | Apr 11, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 455 COUNTY ROAD 514, 455, LEXINGTON, AL 35648-4318 |
| Name | Verified Name |
|---|---|
| Address | 19032 RACHEALS LOOP, ATHENS, AL 35611-4878 |
| Document Number | 2018/20033 |
|---|---|
| Date | Apr 11, 2018 |
| Book Page | 2018/20033 |
| Name | FIRST METRO BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 11, 2048 |
| Rate Type | Fixed Rate |
|---|
Source: Limestone County assessment roll, as of March 2, 2026
| Type | Name |
|---|---|
| State | Alabama |
| Municipality | Athens City |
| County | Limestone County |
| Unified School District | Athens City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $807.00 (+3.2%) Homeowner's exemption | $21,520 (+3.07%) | $215,100 (+3.07%) Land $29,000 Building $186,100 |
| 2024 | $782.00 (+9.68%) Homeowner's exemption | $20,880 (+8.98%) | $208,700 (+8.98%) Land $27,500 Building $181,200 |
| 2023 | $713.00 (+6.26%) Homeowner's exemption | $19,160 (+5.86%) | $191,500 (+5.86%) Land $25,000 Building $166,500 |
| 2022 | $671.00 Homeowner's exemption | $18,100 | $180,900 Land $27,000 Building $153,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 29, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 4 (1989–2003) |
| Most Recent Claim | May 2003 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 98.7% of Alabama |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ATHENS UTILITIES serves 43,431 people · EPA ID AL0000824 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Chlorine dioxide resolved · Dec 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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