19032 Mountainview Dr, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 19032 Mountainview Dr, Cornelius, NC 28031

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,005 sqft · built 1996
Lot Size	0.454 acres (19,784 sqft)
Owner	Individual Name on File
Last Sale	$1,160,000 (Dec 2021)
Tax Bill	$9,593 (2023)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Oct 2017 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`001-752-02`

Property Details

APN / Parcel Number

Primary APN	`001-752-02`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,005 sqft Heated Area
Gross Area	5,214 sqft
1st Floor Area	1,664 sqft
Upper Floors Area	1,094 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Architectural Style	Other
Exterior Material	Stucco
Roof Material	Wood
Lot Area	19,784 sqft (0.454 acres)
Garage Area	640 sqft
Porch	Porch
Porch Area	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	001-752-02
Street Address	19032 MOUNTAINVIEW DR
City	CORNELIUS
State	NC
Zip	28031-7614
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GR
Legal Description	L27 M11-243
Legal Subdivision	MOUNTAIN VIEW BEACH
Legal Lot Number	27
Jurisdiction	MECKLENBURG NC
Township / Civil Division	10, LEMLEY
Census Block Group	1
Census Block	1019
Census Tract	6218

Owner

19032 Mountainview Dr is owned and occupied by an individual who bought it in December 2021.

Source: Mecklenburg County records, as of May 24, 2023

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	19032 MOUNTAINVIEW DR, CORNELIUS, NC 28031-7614
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2021	Warranty Deed, Transfer · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP
Oct 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 29, 2019	Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS BANK AND TRUST CO INC
Aug 3, 2020	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Sep 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Mar 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2021 · Amount on File
Deed Sale	Dec 1, 2021 · Amount on File
Prior Sale	Mar 2, 2006 · Amount on File
Deed Document Number	0036823838
Deed Book / Page	36823 / 838
Record Updated	Jun 7, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Dec 1, 2021
Property Address	19032 MOUNTAINVIEW DR, CORNELIUS, NC 28031-7614
Document Number	0000227301
Book / Page	36823 / 838
Map Reference	MB 11 PG 243
Instrument Date	Nov 30, 2021
Instrument	2021227301
Transaction Type	Transfer
Record Updated	May 25, 2023
Title Company	SOUTHERN HOME TITLE, SOUTHERN HOMES TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,320.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	215 GILEAD RD STE 300, 300, HUNTERSVILLE, NC 28078-0027

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19032 MOUNTAINVIEW DR, CORNELIUS, NC 28031-7614

Mortgage

Document Number	0000227302
Date	Dec 1, 2021
Instrument	2021227302

Lender

Name	AMERICAN SECURITY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	19032 MOUNTAINVIEW DR, CORNELIUS, NC 28031-7614
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000145703
Date	Oct 27, 2017
Book Page	32227/341
Instrument	2017145703

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	19032 MOUNTAINVIEW DR, CORNELIUS, NC 28031-7614
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TTL GUARANTY NON CAL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000049930
Date	Apr 29, 2019
Book Page	33462/069
Instrument	2019049930

Lender

Name	FIRST CITIZENS BANK AND TRUST CO INC
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	19032 MOUNTAINVIEW DR, CORNELIUS, NC 28031-7614
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000119319
Date	Aug 3, 2020
Book Page	34883/655
Instrument	2020119319

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	19032 MOUNTAINVIEW DR, CORNELIUS, NC 28031-7614
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000157865
Date	Sep 28, 2020
Book Page	35107/840
Instrument	2020157865

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	19032 MOUNTAINVIEW DR, CORNELIUS, NC 28031-7614
Document Number	0000038243
Instrument Date	Mar 13, 2020
Transaction Type	Mortgage
Record Updated	May 1, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19032 MOUNTAINVIEW DR CORNELIUS NC 280317614, CORNELIUS, NC 28031-7614

Mortgage

Document Number	0000038243
Date	Mar 18, 2020
Book Page	034380/000065
Instrument	38243

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 17, 2035

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Cornelius Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 19032 Mountainview Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 policies
Nearby Flood Policies	21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 19032 Mountainview Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Fiber	1,000 / 1,000
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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