1903 Ward Ave, Spearfish, SD 57783 Property Records

Lawrence County property record for 1903 Ward Ave, Spearfish, SD 57783

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,040 sqft · built 2010
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,129 (2025)
Flood Zone	Zone X (minimal risk)
APN	`32315-00300-090-00`

Property Details

APN / Parcel Number

Primary APN	`32315-00300-090-00`
Alternative APN	`R18088`

Interior

Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Building Area	2,040 sqft Living Area
1st Floor Area	1,252 sqft
Basement Area	788 sqft
Unfinished Basement	788 sqft

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Lot Area	9,583 sqft (0.22 acres)
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	R18088
Street Address	1903 WARD AVE
City	SPEARFISH
State	SD
Zip	57783-4503
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE RESERVE ON HIGGINS CREEK LOT 9 BLK 3 PLAT 2010-00991
Legal Subdivision	THE RESERVE ON HIGGINS CR
Legal Tract	A
Legal Block	3
Legal Lot Number	9
Jurisdiction	LAWRENCE SD
Township / Civil Division	SPEARFISH
Census Block Group	1
Census Block	1064
Census Tract	966301

Owner

Source: Lawrence County records · APN 32315-00300-090-00

Assessment roll updated September 2, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1903 WARD AVE, SPEARFISH, SD 57783-4503
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	May 20, 2014
Transfer Doc	0201401799
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Lawrence County records · Assessment roll updated September 2, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Lawrence County
Municipality	Spearfish City
Unified School District	Spearfish School District 40-2 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,129.00 (-2.92%)	$396,540 (+17.85%) Land $53,210 Building $343,330
2024	$4,253.00 (-3.05%)
2023			$344,690 Land $53,210 Building $291,480
2022	$4,387.00	$336,470 Land $53,210 Building $283,260

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 29, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (2008)
Most Recent Claim	Jun 2008 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2008 · 2 claims

Wildfire

Wildfire Risk	Moderate above 47% of the US · lower than 65% of South Dakota
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Midcontinent Communications Cable	2,000 / 350
Clarity Telecom Cable · Fiber in parts of the area	1,000 / 30
T-Mobile USA Fixed Wireless	100 / 20

May also be available: BHT Investment Holdings.

Based on FCC filings for 158 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SPEARFISH serves 13,803 people
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.