1903 Walnut St, Saint Charles, IL 60174 Property Records

Kane County property record for 1903 Walnut St, Saint Charles, IL 60174

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,047 sqft · built 1961
Lot Size0.258 acres (11,250 sqft)
OwnerIndividual Name on File
Last Sale$205,000 (Jun 2016)
Tax Bill$5,839 (2025)
Deeds & MortgagesSep 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN09-33-103-001

Property Details

APN / Parcel Number

Primary APN09-33-103-001

Interior

Full Baths2 Baths
Stories1 Story
Building Area2,047 sqft Living Area
1st Floor Area2,047 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1999
Exterior MaterialCombination
Construction TypeFrame
Foundation TypeRaised
Roof TypeGable
Roof MaterialAsphalt
Lot Area11,250 sqft (0.258 acres)
Garage TypeAttached
Garage Area550 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address1903 WALNUT ST
CitySAINT CHARLES
StateIL
Zip60174-1535
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 2 BLOCK 4 IN FAIRVIEW PLAZA UNIT NO. 5
Legal SubdivisionFAIRVIEW PLAZA
Legal Block4
Legal Lot Number2
Legal Unit5
JurisdictionKANE IL
Township / Civil DivisionST. CHARLES
Census Block Group3
Census Block3029
Census Tract852203

Owner

1903 Walnut St is owned and occupied by an individual who bought it in June 2016.

Source: Kane County records, as of July 23, 2026

Owner of RecordIndividual Name on File
Mailing Address1903 WALNUT ST, SAINT CHARLES, IL 60174-1535
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 29, 2016 · Amount on File
Deed SaleJun 29, 2016 · Amount on File
Deed Document Number201632959
Record UpdatedOct 29, 2026

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address1903 WALNUT ST, ST CHARLES, IL 60174-1535
Document Number0000048055
Instrument DateSep 6, 2017
Transaction TypeMortgage
Record UpdatedOct 4, 2017
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address1903 WALNUT ST ST CHARLES IL 601741535, ST CHARLES, IL 60174-1535

Mortgage

Document Number0000048055
DateSep 13, 2017
Instrument48055
Lender
NameUSAA
AddressSAN ANTONIO, TX 78288-0544
Agreement
TypeConventional with PMI
AmountAmount on Record
Term180 Months
DueSep 12, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 1903 Walnut St was $5,839 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionSt. Charles Township
MunicipalitySt. Charles City
Unified School DistrictSt. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,839.00 Homeowner's exemption$91,265 (+8.53%) Land $29,504 Building $61,761$273,905 (+8.53%) Land $88,547 Building $185,357
2024$84,092 Land $27,185 Building $56,907$252,377 Land $81,588 Building $170,789
2022$5,610.00 (+4.29%) Homeowner's exemption$75,493 (+4.91%) Land $23,980 Building $51,513$226,479 (+4.91%) Land $71,940 Building $154,539
2021$5,379.00 Homeowner's exemption$71,960 Land $22,858 Building $49,102$215,880 Land $68,574 Building $147,306

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1903 Walnut St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1903 Walnut St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGENEVA
serves 21,247 people · EPA ID IL0890350
Water SourceGroundwater
Last State InspectionJun 2023
Also Mapped HereST CHARLES
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

May also be available: Frontier.

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