1903 W Main St, Troy, OH 45373 Property Records

Miami County property record for 1903 W Main St, Troy, OH 45373 · Last verified March 2026

Property Summary

Property TypeSingle Family Home
Details85,255 sqft · built 1974
Lot Size10.5 acres (460,386 sqft)
OwnerCompany Name on File
Tax Bill$50,047 (2022)
Deeds & MortgagesOct 2021 Mortgage
Dec 2020 Loan Modification
Flood ZoneZone X (minimal risk)
APND08-056306

Property Details

APN / Parcel Number

Primary APND08-056306
Alternative APNs
  • 050618.4-02-008-00
  • D08NW087 00100
  • D08-255030

Interior

Stories1 Story
Building Area85,255 sqft

Exterior

Year BuiltBuilt 1974
Lot Area460,386 sqft
Garage TypeDetached
Garage Area252 sqft

Location & Zoning

Old Parcel NumberD08NW087 00100
Street Address1903 W MAIN ST
CityTROY
StateOH
Zip45373-1165
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionIL 8743 CRA ABATEMENT - 12YR TY 2023 EXPIRES TY 2035 SEE TAXABLE PARCEL D08-056306
Legal SubdivisionTROY
Legal Lot Number8743
JurisdictionMIAMI OH
Township / Civil DivisionCONCORD
Census Block Group5
Census Block5026
Census Tract365002

Owner

Source: Miami County records · APN D08-056306

Assessment roll updated January 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address1903 W MAIN ST, TROY, OH 45373-1165
OccupancyOwner Occupied
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Oct 27, 2021Deed of Trust, Mortgage · Commercial Mortgage
WELLS FARGO BANK NA
Dec 10, 2020Loan Modification, Mortgage · Line of Credit
WELLS FARGO BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedJun 08, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIAMI OH
Property Address1903 W MAIN ST, TROY, OH 45373-1165
Transaction TypeMortgage
Record UpdatedDec 10, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address877 W MAIN ST 700, 700, BOISE, ID 83702-5887

Mortgage

Document Number0000018758
DateOct 27, 2021
Instrument2021OR-18758
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressBOISE, ID 83702
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

December 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMIAMI OH
Property Address1903 W MAIN ST, TROY, OH 45373-1165
Document Number0000019738
Instrument DateDec 10, 2020
Transaction TypeMortgage
Record UpdatedJan 25, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address877 W MAIN ST #700 BOISE ID 837025887, 700, BOISE, ID 83702-5887

Mortgage

Document Number0000019738
DateDec 30, 2020
Instrument19738
Lender
NameWELLS FARGO BK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Miami County records · Assessment roll updated January 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateOhio
CountyMiami County
County SubdivisionConcord Township
MunicipalityTroy City
Unified School DistrictTroy City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,783,300 (-4.37%) Building $6,783,300
2023$7,093,500 (+161.9%) Building $7,093,500
2022$50,047.00$947,980 Land $221,800 Building $726,180$2,708,500 Land $633,700 Building $2,074,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Miami County (39109C), updated March 10, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 38 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Metronet HoldingsFiber5,120 / 5,120
SpectrumCable1,000 / 1,000
Benton Ridge Telephone CompanyFixed Wireless (licensed-by-rule)400 / 40

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Nearby Properties on W Main St

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