1903 Town Dr, Naperville, IL 60565 Property Records

DuPage County property record for 1903 Town Dr, Naperville, IL 60565

Property Summary

Property Type	Condominium
Details	2.5 ba · 1,315 sqft · built 1994
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on File
Last Sale	$295,000 (Mar 2022)
Tax Bill	$4,657 (2022)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Jul 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-31-418-012`

Property Details

APN / Parcel Number

Primary APN	`08-31-418-012`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,315 sqft Living Area
1st Floor Area	594 sqft
2nd Floor Area	721 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Condo/Apartment
Lot Area	17,424 sqft (0.4 acres)
Garage Area	450 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1903 TOWN DR
City	NAPERVILLE
State	IL
Zip	60565-2025
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R
Legal Description	HONEY TREE VILLAGE TOWNHOME CONDO LOT 8 UNIT 5 1.8518 PERCENT COM INT
Legal Subdivision	HONEY TREE VILLAGE TOWNHOME CONDO
Legal Lot Number	8
Legal Unit	5
Jurisdiction	DU PAGE IL
Township / Civil Division	LISLE
Census Block Group	1
Census Block	1001
Census Tract	846207

Owner

1903 Town Dr, a condominium, is owned and occupied by an individual who bought it in March 2022.

Source: DuPage County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	1903 TOWN DR, NAPERVILLE, IL 60565-2025
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Woman, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2022	Warranty Deed, Transfer · VA Mortgage FIRST CENTENNIAL MORTGAGE CORP
Jul 17, 2018	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK WESTERN MICHIGAN
Apr 30, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIFTH THIRD BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 29, 2022 · Amount on File
Deed Sale	Mar 29, 2022 · Amount on File
Prior Sale	Jan 9, 2009 · Amount on File
Deed Document Number	202232307
Record Updated	Sep 20, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Mar 29, 2022
Property Address	1903 TOWN DR, NAPERVILLE, IL 60565-2025
Document Number	0000032307
Map Reference	DOC R94-147501
Instrument Date	Mar 18, 2022
Instrument	R2022-032307
Transaction Type	Transfer
Record Updated	Aug 2, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$295.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1903 TOWN DR, NAPERVILLE, IL 60565-2025

Mortgage

Document Number	0000032308
Date	Mar 29, 2022
Instrument	R2022-032308

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Fixed Rate
Rate	3.37%

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	1903 TOWN DR, NAPERVILLE, IL 60565-2025
Transaction Type	Mortgage
Record Updated	Apr 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000065937
Date	Jul 17, 2018
Instrument	R2018-065937

Lender

Name	FIFTH THIRD BANK WESTERN MICHIGAN
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2033

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	1903 TOWN DR, NAPERVILLE, IL 60565-2025
Transaction Type	Mortgage
Record Updated	Apr 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000042454
Date	Apr 30, 2020
Instrument	R2020-042454

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Lisle Township
Municipality	Naperville City
Unified School District	Naperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$114,147 Land $26,007 Building $88,140	$342,441 Land $78,021 Building $264,420
2022	$4,657.00 Homeowner's exemption	$77,960 Land $17,760 Building $60,200	$233,880 Land $53,280 Building $180,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1903 Town Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	112 units insured incl. 106 condo units
Nearby Flood Claims	8 (1996)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Jul 1996 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 1996 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1903 Town Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPERVILLE serves 156,406 people · EPA ID IL0434670
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Sep 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T Fixed Wireless · DSL	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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