1903 Thomas Smith Ct, Richmond, TX 77469 Property Records

Fort Bend County property record for 1903 Thomas Smith Ct, Richmond, TX 77469

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,690 sqft · built 2018
Lot Size	0.408 acres (17,788 sqft)
Owner	2 Individual Names on Record
Last Sale	$600,000 (Jun 2023)
Tax Bill	$12,476 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Jun 2023 Mortgage + 3 more
Flood Zone	Zone X (reduced by levee)
APN	`R461792`

Property Details

APN / Parcel Number

Primary APN	`R461792`
Alternative APN	`8496-07-001-0290-901`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	3,690 sqft Living Area
Gross Area	4,460 sqft
1st Floor Area	3,690 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	17,788 sqft (0.408 acres)
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	770 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	389 sqft
Porch	Slab
Porch Area	443 sqft
Patio Area	135 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1903 THOMAS SMITH CT
City	RICHMOND
State	TX
Zip	77469-4752
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VERANDA SEC 7, BLOCK 1, LOT 29
Legal Subdivision	VERANDA SEC 7
Legal Block	1
Legal Lot Number	29
Jurisdiction	FORT BEND TX
Township / Civil Division	ROSENBERG-RICHMOND
Census Block Group	4
Census Block	4024
Census Tract	674702

Owner

Source: Fort Bend County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3413 GREENDALE AVE, ROSEMEAD, CA 91770-2819
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2024	Deed of Trust, Mortgage · Line of Credit FROST BANK
Jun 6, 2023	Vendor's Lien, Transfer · Conventional Mortgage WESTERN MORTGAGE CORP
Oct 11, 2021
Oct 19, 2020	Vendor's Lien, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
May 3, 2018	Vendor's Lien, Transfer · Conventional Mortgage CMC HOME LENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2023 · Amount on Record
Deed Sale	Jun 6, 2023 · Amount on Record
Prior Sale	Oct 19, 2020 · Amount on Record
Deed Document Number	202352588
Last Transfer Date	Feb 26, 2025
Transfer Doc	0000018094
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORT BEND TX
Property Address	1903 THOMAS SMITH CT, RICHMOND, TX 77469-4752
Transaction Type	Mortgage
Record Updated	Mar 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1903 THOMAS SMITH CT, RICHMOND, TX 77469-4752

Mortgage

Document Number	0000009116
Date	Jan 31, 2024
Instrument	2024009116

Lender

Name	FROST BANK
Type	Bank
Address	SAN ANTONIO, TX 78296

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	FORT BEND TX
Recording Date	Jun 6, 2023
Property Address	1903 THOMAS SMITH CT, RICHMOND, TX 77469-4752
Document Number	0000052588
Map Reference	PL 20160279
Instrument Date	Jun 2, 2023
Instrument	2023052588
Transaction Type	Transfer
Record Updated	Oct 31, 2023
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1903 THOMAS SMITH CT, RICHMOND, TX 77469-4752

Mortgage

Document Number	0000052590
Date	Jun 6, 2023
Instrument	2023052590

Lender

Name	WESTERN MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

October 2021:

Jurisdiction	FORT BEND TX
Recording Date	Oct 11, 2021
Property Address	1903 THOMAS SMITH CT, RICHMOND, TX 77469-4752
Document Number	0000170421
Map Reference	PL 20160279
Instrument Date	Jun 10, 2021
Instrument	2021170421
Record Updated	Oct 31, 2023

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1903 THOMAS SMITH CT, RICHMOND, TX 77469-4752

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1903 THOMAS SMITH CT, RICHMOND, TX 77469-4752

October 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	FORT BEND TX
Recording Date	Oct 19, 2020
Property Address	1903 THOMAS SMITH CT, RICHMOND, TX 77469-4752
Document Number	0000144679
Map Reference	PL 20160279
Instrument Date	Oct 16, 2020
Instrument	2020144679
Transaction Type	Transfer
Record Updated	Jan 27, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1903 THOMAS SMITH CT, RICHMOND, TX 77469-4752

Mortgage

Document Number	0000144680
Date	Oct 19, 2020
Instrument	2020144680

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

May 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	FORT BEND TX
Recording Date	May 3, 2018
Property Address	1903 THOMAS SMITH CT, RICHMOND, TX 77469-4752
Document Number	0000047380
Map Reference	DOC20160279
Instrument Date	Apr 30, 2018
Instrument	2018047380
Transaction Type	Transfer
Record Updated	Jan 27, 2022
Title Company	MILLENNIUM TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1903 THOMAS SMITH CT, RICHMOND, TX 77469-4752

Mortgage

Document Number	0000047381
Date	May 3, 2018
Instrument	2018047381

Lender

Name	CMC HOME LENDING
Type	Lending Institution
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2048

Mortgage

Document Number	0000047382
Date	May 3, 2018
Instrument	2018047382

Lender

Name	CERTIFIED FUNDING LP
Type	Lending Institution
Address	DALLAS, TX 75252

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2033

Tax Assessment & Valuation

Source: Fort Bend County assessment roll, as of September 2, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Fort Bend County
Unified School District	Lamar Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,476.00 (+3.5%)	$805,400 (+6.68%) Land $131,274 Building $674,126	$805,400 (+6.68%) Land $131,274 Building $674,126
2024	$12,054.00 (+48.76%) Homeowner's exemption	$755,000 (+22.43%) Land $131,274 Building $623,726	$755,000 (-4.69%) Land $131,274 Building $623,726
2023	$8,103.00 (+3.03%) Homeowner's exemption	$616,682 (+1%) Land $100,980 Building $691,211	$792,191 (+17.38%) Land $100,980 Building $691,211
2022		$560,620 Land $100,980 Building $459,640	$674,870 Land $100,980 Building $573,890
2021	$7,865.00 (+727.02%)
2018	$951.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 763 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	763 in force
Nearby Flood Claims	2 (2017–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2024 · Hurricane Beryl

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RICHMOND serves 25,326 people · EPA ID TX0790023
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 591 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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