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1903 SW 3rd Ave, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 1903 SW 3rd Ave, Okeechobee, FL 34974

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,376 sqft · built 1960
Lot Size0.325 acres (14,157 sqft)
OwnerIndividual Name on Record
Last Sale$264,000 (May 2022)
Tax Bill$4,650 (2025)
Deeds & MortgagesMay 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN3-28-37-35-0050-00390-0070

Property Details

APN / Parcel Number

Primary APN3-28-37-35-0050-00390-0070

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,376 sqft Heated Area
Gross Area2,450 sqft
Utility Area91 sqft
Utility RoomUtility Room
FlooringCeramic Tile
Interior WallsPlaster

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1990
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area14,157 sqft (0.325 acres)
Lot Dimensions142 ft deep x 100 ft wide
PorchOpen Porch
Patio Area635 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address1903 SW 3RD AVE
CityOKEECHOBEE
StateFL
Zip34974-6150
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFIRST ADDITION TO SOUTH OKEECHOBEE (PLAT BOOK 1 PAGE 17) LOTS 7 & 8 BLOCK 39
Legal Range35E
Legal Township37S
Legal Section28
Legal SubdivisionFIRST ADDITION
Legal Block39
Legal Lot Number7,8 8
JurisdictionOKEECHOBEE FL
Township / Civil DivisionOKEECHOBEE
Census Block Group5
Census Block5024
Census Tract910601

Owner

Source: Okeechobee County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2646 NW 34TH AVE, OKEECHOBEE, FL 34972-1218
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 2, 2022 · Amount on Record
Deed SaleMay 2, 2022 · Amount on Record
Prior SaleMar 19, 2008 · Amount on Record
Deed Document Number20220006037
Record UpdatedJun 8, 2026

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKEECHOBEE FL
Recording DateMay 2, 2022
Property Address1903 SW 3RD AVE, OKEECHOBEE, FL 34974-6150
Document Number0000006037
Map ReferenceMB 1 PG 17
Instrument DateApr 29, 2022
Instrument20220006037
Transaction TypeTransfer
Record UpdatedJun 13, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,848.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1903 SW 3RD AVE, 1903, OKEECHOBEE, FL 34974-6150

Transferred To (Grantee/Buyer)

NameVerified Name
Address1903 SW 3RD AVE, OKEECHOBEE, FL 34974-6150

Mortgage

Document Number0000006038
DateMay 2, 2022
Instrument20220006038
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2052

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkeechobee County
MunicipalityOkeechobee City
Unified School DistrictOkeechobee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,650.00 (+15.01%)$236,355 (+9.33%) Land $44,100 Building $192,255$236,355 (+9.33%) Land $44,100 Building $192,255
2023$4,043.00 (+260.66%) Homeowner's exemption$216,189 (+200.83%) Land $31,360 Building $184,829$216,189 (+49.46%) Land $31,360 Building $184,829
2022$1,121.00 Homeowner's exemption$71,865$144,646 Land $22,050 Building $122,596

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 29 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies29 in force
Nearby Flood Claims10 (2004–2012)
Claims Outside the SFHA9 of 10
Most Recent ClaimAug 2012 · rainfall accumulation
Claims by Event
  • Hurricane Wilma, Oct 2005 · 5 claims
  • Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 84% of Florida
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOKEECHOBEE UTILITY AUTHORITY
serves 20,000 people · EPA ID FL4470257
Water SourceSurface water
Last State InspectionJun 2023
Lead5 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityHaloacetic acids
resolved · Jan 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting22
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250

May also be available: T-Mobile, Verizon.

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