Duval County property record for 1903 Spearing St, Jacksonville, FL 32206
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,726 sqft · built 1924 |
| Lot Size | 0.098 acres (4,250 sqft) |
| Owner | Individual Name on File |
| Last Sale | $81,840 (Aug 2017) |
| Tax Bill | $1,187 (2025) |
| Deeds & Mortgages | Aug 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 113887-0000 |
| Primary APN | 113887-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,726 sqft Living Area |
| Gross Area | 1,933 sqft |
| 1st Floor Area | 1,006 sqft |
| Upper Floors Area | 720 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 4,250 sqft (0.098 acres) |
| Lot Dimensions | 100 ft deep x 41 ft wide |
| View / Lot | Industrial |
| Porch | Finished/Open Porch |
| Porch Area | 207 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 1903 SPEARING ST |
|---|---|
| City | JACKSONVILLE |
| State | FL |
| Zip | 32206-3931 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IL |
| Legal Description | 4-95 07-2S-27E .092 SNELLS S/D PT OF S 40FT 4IN OF LOT 24 BLK 2 |
| Legal Range | 27E |
| Legal Township | 02S |
| Legal Section | 07 |
| Legal Subdivision | SNELLS S/D |
| Legal Block | 2 |
| Legal Lot Number | 24 |
| Jurisdiction | DUVAL FL |
| Township / Civil Division | JACKSONVILLE WEST |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 300 |
1903 Spearing St is owned and occupied by an individual who bought it in August 2017.
Source: Duval County records, as of September 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1903 SPEARING ST, JACKSONVILLE, FL 32206-3931 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 3, 2017 · Amount on File |
| Deed Sale | Aug 3, 2017 · Amount on File |
| Prior Sale | Jul 1, 2017 · Amount on File |
| Deed Document Number | 2017180944 |
| Deed Book / Page | 18075 / 283 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | Aug 3, 2017 |
| Property Address | 1903 SPEARING ST, JACKSONVILLE, FL 32206-3931 |
| Document Number | 0180750283 |
| Book / Page | 18075 / 0283 |
| Map Reference | MB 3 PG 7 |
| Instrument Date | Jul 14, 2017 |
| Instrument | 2017180944 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2021 |
| Title Company | WATSON TITLE SERVICES OF NOR |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $573.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6011 WESTERN HILLS DR, 6011, NORCROSS, GA 30071-3483 |
| Name | Verified Name |
|---|---|
| Address | 1903 SPEARING ST, JACKSONVILLE, FL 32206-3931 |
| Document Number | , 2017180945 |
|---|---|
| Date | Aug 3, 2017 |
| Instrument | 2017180945 |
| Type | Mortgage Company |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2047 |
The 2025 property tax bill for 1903 Spearing St was $1,187 with a homeowner's exemption, up 16.4% from the year before.
Source: Duval County assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Duval County |
| Municipality | Jacksonville City |
| Unified School District | Duval County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $90,782 (+2.55%) Land $7,852 Building $82,930 | $90,782 (+2.55%) Land $7,852 Building $82,930 | |
| 2025 | $1,187.00 (+16.37%) Homeowner's exemption | $88,521 Land $7,014 Building $81,507 | $88,521 Land $7,014 Building $81,507 |
| 2024 | $1,020.00 (-42.5%) | ||
| 2023 | $1,774.00 (+12.49%) | $91,444 (+4.35%) Land $5,010 Building $86,434 | $91,444 (+4.35%) Land $5,010 Building $86,434 |
| 2022 | $1,577.00 | $87,633 Land $5,010 Building $82,623 | $87,633 Land $5,010 Building $82,623 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1903 Spearing St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 3 (2015–2017) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Aug 2017 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1903 Spearing St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 521 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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