1903 Shutterlee Mill Rd, Staunton, VA 24401 Property Records

Staunton City property record for 1903 Shutterlee Mill Rd, Staunton, VA 24401

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,760 sqft · built 1965
Lot Size	0.457 acres (19,906 sqft)
Owner	Individual Name on File
Last Sale	$498,500 (Jun 2024)
Tax Bill	$2,928 (2026)
Deeds & Mortgages	Sep 2017 Mortgage Dec 2017 Line of Credit + 13 more
Flood Zone	Zone X (minimal risk)
APN	`311`

Property Details

APN / Parcel Number

Primary APN	`311`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,760 sqft Living Area
Gross Area	3,840 sqft
1st Floor Area	1,760 sqft
Basement Area	1,760 sqft
Finished Basement	800 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1978
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	19,906 sqft (0.457 acres)
Garage Type	Basement
Garage Area	400 sqft
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1903 SHUTTERLEE MILL RD
City	STAUNTON
State	VA
Zip	24401-1711
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	POR LOT 1 AND ALL LOT 2-.457 ACRE
Legal Subdivision	CRESTWOOD
Legal Lot Number	1-2
Jurisdiction	STAUNTON CITY VA
Township / Civil Division	STAUNTON
Census Block Group	1
Census Block	1010
Census Tract	401

Owner

1903 Shutterlee Mill Rd is owned and occupied by an individual who acquired it in November 2024.

Source: Staunton City records, as of August 13, 2026

Owner of Record	Individual Name on File
Mailing Address	1903 SHUTTERLEE MILL RD, STAUNTON, VA 24401-1711
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2017	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Dec 1, 2017	Deed of Trust, Mortgage · Line of Credit DUPONT COMMUNITY CU
Mar 16, 2017	Deed of Trust, Mortgage · Line of Credit DUPONT COMMUNITY CU
Jan 19, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Sep 1, 2006	Deed of Trust, Mortgage · ARM COMMUNITY BANK
May 14, 2007	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN HOME MORTGAGE CORP
Jul 14, 2005	Deed of Trust, Mortgage · ARM COMMUNITY BANK
Jun 26, 2009	Deed of Trust, Mortgage · Conventional Mortgage ADVANCED FINANCIAL SERVICES INC
Sep 4, 2012	Deed of Trust, Mortgage · FHA Mortgage EMBRACE HOME LOANS INC
Sep 9, 2008	Deed of Trust, Mortgage COMMUNITY FIRST MORTGAGE CORP
Oct 4, 2024	Deed, Transfer · Commercial Mortgage CITY NATIONAL BANK OF WEST VIRGINIA
Dec 15, 2022	Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP
Dec 5, 2022	Deed, Transfer · Line of Credit DUPONT COMMUNITY CU
Oct 13, 2021	Special Warranty Deed, Subdivision Related Transfer SERVICELINK CRS, SERVICELINK LLC
Jan 20, 2021	Gift Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2024 · Amount on File
Deed Sale	Jun 17, 2024 · Amount on File
Prior Sale	Oct 13, 2021 · Amount on File
Deed Document Number	20241231
Last Transfer Date	Nov 1, 2024
Transfer Doc	0000002479
Record Updated	Sep 20, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAUNTON CITY VA
Property Address	1903 SHUTTERLEE MILL RD, STAUNTON, VA 24401-1711
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0170002270
Date	Sep 19, 2017
Instrument	170002270

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 1, 2037

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAUNTON CITY VA
Property Address	1903 SHUTTERLEE MILL RD, STAUNTON, VA 24401-1711
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0170002980
Date	Dec 1, 2017
Instrument	170002980

Lender

Name	DUPONT COMMUNITY CU
Type	Credit Union
Address	WAYNESBORO, VA 22980

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	419 Months
Due	Nov 9, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Change Frequency	Monthly

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAUNTON CITY VA
Property Address	1903 SHUTTERLEE MILL RD, STAUNTON, VA 24401-1711
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0170000629
Date	Mar 16, 2017
Instrument	170000629

Lender

Name	DUPONT COMMUNITY CU
Type	Credit Union
Address	WAYNESBORO, VA 22980

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	420 Months
Due	Mar 3, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAUNTON CITY VA
Property Address	1903 SHUTTERLEE MILL RD, STAUNTON, VA 24401-1711
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210000167
Date	Jan 19, 2021
Instrument	210000167

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	NORFOLK, VA 23510

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	310 Months
Due	Nov 1, 2046

September 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAUNTON CITY VA
Property Address	1903 SHUTTERLEE MILL RD, STAUNTON, VA 24401-1711
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0060003546
Date	Sep 1, 2006
Instrument	060003546

Lender

Name	COMMUNITY BANK
Type	Bank
Address	STAUNTON, VA 24401

Agreement

Type	ARM
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	7.5%
Type Change Date	Sep 1, 2009
Change Frequency	Annually
Min Rate At Change	5.5%
Max Rate At Change	9.5%
Index	1-Year CMT
Max Rate	13.5%

May 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAUNTON CITY VA
Property Address	1903 SHUTTERLEE MILL RD, STAUNTON, VA 24401-1711
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0070001774
Date	May 14, 2007
Instrument	070001774

Lender

Name	AMERICAN HOME MORTGAGE CORP
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Mar 1, 2037

Interest

Rate	6.25%

July 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAUNTON CITY VA
Property Address	1903 SHUTTERLEE MILL RD, STAUNTON, VA 24401-1711
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0050003020
Date	Jul 14, 2005
Instrument	050003020

Lender

Name	COMMUNITY BANK
Type	Bank
Address	STAUNTON, VA 24401

Agreement

Type	ARM
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	7.25%
Type Change Date	Aug 1, 2010
Change Frequency	Annually
Min Rate At Change	5.25%
Max Rate At Change	9.25%
Index	1-Year CMT
Max Rate	13.2%

June 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAUNTON CITY VA
Property Address	1903 SHUTTERLEE MILL RD, STAUNTON, VA 24401-1711
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0090001994
Date	Jun 26, 2009
Instrument	090001994

Lender

Name	ADVANCED FINANCIAL SERVICES INC
Type	Subprime Lender
Address	MIDDLETOWN, RI 02842

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2039

Interest

Rate	5.37%

September 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAUNTON CITY VA
Property Address	1903 SHUTTERLEE MILL RD, STAUNTON, VA 24401-1711
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0120002164
Date	Sep 4, 2012
Instrument	120002164

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2042

September 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAUNTON CITY VA
Property Address	1903 SHUTTERLEE MILL RD, STAUNTON, VA 24401-1711
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0080003021
Date	Sep 9, 2008
Instrument	080003021

Lender

Name	COMMUNITY FIRST MORTGAGE CORP
Type	Mortgage Company
Address	STAUNTON, VA 24401

Agreement

Amount	Amount on Record

October 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	STAUNTON CITY VA
Recording Date	Oct 4, 2024
Property Address	1903 SHUTTERLEE MILL RD, STAUNTON, VA 24401-1711
Document Number	0240002212
Map Reference	MB 232 PG 87
Instrument Date	Sep 23, 2024
Instrument	240002212
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	BANKERS TITLE/SHENANDOAH, BANKERS TITLE SHENANDOAH

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$127.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	814 ADAMS ST, STAUNTON, VA 24401-3521

Mortgage

Document Number	0240002213
Date	Oct 4, 2024
Instrument	240002213

Lender

Name	CITY NATIONAL BANK OF WEST VIRGINIA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	5.95%
Change Frequency	5 Years
Min Rate At Change	3.95%
Max Rate At Change	7.95%
Index	5-Year TN
Max Rate	9.95%

December 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	STAUNTON CITY VA
Recording Date	Dec 15, 2022
Property Address	1903 SHUTTERLEE MILL RD, STAUNTON, VA 24401-1711
Document Number	0220003712
Map Reference	MB 232 PG 87
Instrument Date	Dec 14, 2022
Instrument	220003712
Transaction Type	Transfer
Record Updated	Feb 2, 2023
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$96.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	803 ADAMS ST, STAUNTON, VA 24401-3522

Mortgage

Document Number	0220003713
Date	Dec 15, 2022
Instrument	220003713

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

December 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	STAUNTON CITY VA
Recording Date	Dec 5, 2022
Property Address	1903 SHUTTERLEE MILL RD, STAUNTON, VA 24401-1711
Document Number	0220003617
Map Reference	MB 71 PG 254
Instrument Date	Nov 28, 2022
Instrument	220003617
Transaction Type	Transfer
Record Updated	Nov 26, 2024
Title Company	PASSPORT TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$120.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	C8 209 FOREST RIDGE RD, STAUNTON, VA 24401

Mortgage

Document Number	0220003639
Date	Dec 7, 2022
Instrument	220003639

Lender

Name	DUPONT COMMUNITY CU
Type	Credit Union
Address	WAYNESBORO, VA 22980

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	420 Months
Due	Dec 2, 2057

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	STAUNTON CITY VA
Recording Date	Oct 13, 2021
Property Address	1903 SHUTTERLEE MILL RD, STAUNTON, VA 24401-1711
Document Number	0210003522
Map Reference	MB 224 PG 606
Instrument Date	Oct 11, 2021
Instrument	210003522
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 6, 2022
Title Company	SERVICELINK CRS, SERVICELINK LLC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5000 PLANO PKWY, 5000, CARROLLTON, TX 75010-4900

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	815 E BEVERLEY ST, STAUNTON, VA 24401-3501

January 2021: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	STAUNTON CITY VA
Recording Date	Jan 20, 2021
Property Address	1903 SHUTTERLEE MILL RD, STAUNTON, VA 24401-1711
Document Number	0210000184
Map Reference	DOC 150002704
Instrument Date	Jan 19, 2021
Instrument	210000184
Transaction Type	Transfer
Record Updated	Sep 6, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 28, STAUNTON, VA 24402-0028

Tax Assessment & Valuation

The 2026 property tax bill for 1903 Shutterlee Mill Rd was $2,928.

Source: Staunton City assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Staunton City
Unified School District	Staunton City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,928.00	$321,760 Land $65,860 Building $255,900	$321,760 Land $65,860 Building $255,900
2023	$2,302.00	$258,700 Land $57,500 Building $201,200	$258,700 Land $57,500 Building $201,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1903 Shutterlee Mill Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1903 Shutterlee Mill Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 59% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF STAUNTON serves 25,750 people · EPA ID VA2790600
Water Source	Surface water
Last State Inspection	May 2025
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20