Hamilton County property record for 1903 Sharp St, Chattanooga, TN 37404
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,066 sqft · built 1920 |
| Lot Size | 0.077 acres (3,363 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $213,000 (Apr 2026) |
| Tax Bill | $179 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Mar 2026 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 146C Q 015 |
| Primary APN | 146C Q 015 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,066 sqft Living Area |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Duplex Single |
| Exterior Material | Fiber Cement Siding |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 3,363 sqft (0.077 acres) |
| Lot Dimensions | 88.5 ft deep x 38 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000072716 |
|---|---|
| Street Address | 1903 SHARP ST |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37404-1437 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT PT 62 BLK E NIXON & SEVIER ADDN PB 3 PG 3 |
| Legal Subdivision | NIXON & SEVIER ADDN |
| Legal Block | E |
| Legal Lot Number | 62 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 400 |
Source: Hamilton County records · APN 146C Q 015
Assessment roll updated January 2, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1903 SHARP ST, CHATTANOOGA, TN 37404-1437 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Apr 02, 2026 | Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Mar 12, 2026 | Intrafamily Transfer, Transfer NORTHSHORE T&E LLC |
| Nov 03, 2023 | Warranty Deed, Transfer EQUI TITLE INC, EQUITITLE INC |
| Dec 22, 2020 | Warranty Deed, Transfer · Conventional Mortgage FIRSTBANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 02, 2026 · Amount on Record |
| Deed Sale | Apr 02, 2026 · Amount on Record |
| Prior Sale | Nov 03, 2023 · Amount on Record |
| Deed Document Number | 2026224 |
| Deed Book / Page | 14251 / 269 |
| Prior Transfer Date | Mar 11, 2026 |
| Prior Transfer Doc | 0000000062 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Apr 02, 2026 |
| Property Address | 1903 SHARP ST, CHATTANOOGA, TN 37404-1437 |
| Document Number | 0000000224 |
| Book / Page | 14251 / 269 |
| Instrument Date | Apr 02, 2026 |
| Instrument | 2026224 |
| Transaction Type | Transfer |
| Record Updated | Apr 15, 2026 |
| Title Company | ESCROW AND TITLE, ESCROW & TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $79,598.10 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1903 SHARP ST, CHATTANOOGA, TN 37404-1437 |
| Document Number | 0000000225, |
|---|---|
| Date | Apr 02, 2026 |
| Instrument | 20262225 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate | 6.01% |
|---|---|
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Mar 12, 2026 |
| Property Address | 1903 SHARP ST, CHATTANOOGA, TN 37404-1437 |
| Document Number | 0000000062 |
| Book / Page | 14224 / 366 |
| Map Reference | MB 3 PG 3 |
| Instrument Date | Mar 11, 2026 |
| Instrument | 2026031200062 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2026 |
| Title Company | NORTHSHORE T&E LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2303 GREEN FOREST DR, CHATTANOOGA, TN 37406-2611 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2303 GREEN FOREST DR, CHATTANOOGA, TN 37406-2611 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Nov 03, 2023 |
| Property Address | 1903 SHARP ST, CHATTANOOGA, TN 37404-1437 |
| Document Number | 0000000115 |
| Book / Page | 13440 / 560 |
| Map Reference | MB 3PG 3 |
| Instrument Date | Nov 01, 2023 |
| Instrument | 2023110300115 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | EQUI TITLE INC, EQUITITLE INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $229.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2303 GREEN FOREST DR, CHATTANOOGA, TN 37406-2611 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Dec 22, 2020 |
| Property Address | 1903 SHARP ST, CHATTANOOGA, TN 37404-1437 |
| Document Number | 1222000119 |
| Book / Page | 012284 / 000875 |
| Instrument Date | Dec 17, 2020 |
| Instrument | 201222000119 |
| Transaction Type | Transfer |
| Record Updated | Jan 06, 2021 |
| Title Company | MAGNOLIA TITLE AND ESCROW INC, MAGNOLIA TITLE & ESCROW INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $500.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 707 MAIN ST #144 NASHVILLE TN 372063605, 144, NASHVILLE, TN 37206-3605 |
| Document Number | 1222000120 |
|---|---|
| Date | Dec 22, 2020 |
| Book Page | 012284/000878 |
| Instrument | 201222000120 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Address | NASHVILLE, TN 37201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Dec 21, 2030 |
Source: Hamilton County records · Assessment roll updated January 2, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $179.00 (-6.28%) | $11,825 (+37.9%) | $47,300 (+37.9%) Land $17,000 Building $30,300 |
| 2024 | $191.00 | $8,575 (-) | $34,300 (-) Land $8,500 Building $25,800 |
| 2023 | $191.00 | $8,575 (-) | $34,300 (-) Land $8,500 Building $25,800 |
| 2022 | $191.00 | $8,575 | $34,300 Land $8,500 Building $25,800 |
Source: FEMA National Flood Hazard Layer, Hamilton County (47065C), updated August 30, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 470650004001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1980) |
| Most Recent Claim | Mar 1980 · tidal / storm surge |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 557 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Electric Power Board of Chattanooga, Tennessee Fiber | 100,000 / 100,000 |
| Xfinity Cable · Fiber in parts of the area | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL in parts of the area | 100 / 20 |
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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