Okeechobee County property record for 1903 SE 34th Ln, Okeechobee, FL 34974
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,178 sqft · built 1972 |
| Lot Size | 0.189 acres (8,233 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $200,000 (Aug 2020) |
| Tax Bill | $4,065 (2025) |
| Deeds & Mortgages | Aug 2020 Sale & Mortgage Oct 2018 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 1-35-37-35-0020-00000-1950 |
| Primary APN | 1-35-37-35-0020-00000-1950 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,178 sqft Living Area |
| Gross Area | 3,442 sqft |
| 1st Floor Area | 1,178 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 8,233 sqft (0.189 acres) |
| Lot Dimensions | 110 ft deep x 75 ft wide |
| Garage Type | Carport |
| Garage Area | 510 sqft |
| Carport | Carport |
| Carport Area | 510 sqft |
| Porch | Florida Room |
|---|---|
| Patio Area | 154 sqft |
| Shed | 1 Shed |
| Shed Area | 200 sqft |
| Boat Access | Boat Access |
| Boat Lift | Boat Lift |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1903 SE 34TH LN |
|---|---|
| City | OKEECHOBEE |
| State | FL |
| Zip | 34974-7083 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TAYLOR CREEK ISLES SECTION ONE (PLAT BOOK 3 PAGES 59 & 59A) LOT 195 |
| Legal Range | 35E |
| Legal Township | 37S |
| Legal Section | 35 |
| Legal Subdivision | TAYLOR CREEK ISLES SECTION ONE |
| Legal Lot Number | 195 |
| Jurisdiction | OKEECHOBEE FL |
| Township / Civil Division | OKEECHOBEE |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 910500 |
Source: Okeechobee County records, as of November 19, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3144 MARS AVE, EAU CLAIRE, WI 54703-0842 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 21, 2020 | Warranty Deed, Transfer · Conventional Mortgage BMO HARRIS BK NA |
| Oct 22, 2018 | Warranty Deed, Transfer · FHA Mortgage EMBRACE HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 21, 2020 · Amount on Record |
| Deed Sale | Aug 21, 2020 · Amount on Record |
| Prior Sale | Oct 22, 2018 · Amount on Record |
| Deed Document Number | 20208029 |
| Prior Transfer Date | Feb 21, 2014 |
| Prior Transfer Doc | 0007421756 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKEECHOBEE FL |
| Recording Date | Aug 21, 2020 |
| Property Address | 1903 SE 34TH LN, OKEECHOBEE, FL 34974-7083 |
| Document Number | 0000008029 |
| Instrument Date | Aug 20, 2020 |
| Instrument | 8029 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2020 |
| Title Company | OKEE-TANTIE TITLE COMPANY INC, OKEE-TANTIE TITLE CO INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,400.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3144 MARS AVE EAU CLAIRE WI 547030842, EAU CLAIRE, WI 54703-0842 |
| Document Number | 8030 |
|---|---|
| Date | Aug 21, 2020 |
| Instrument | 8030 |
| Name | BMO HARRIS BK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60690 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 20, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKEECHOBEE FL |
| Recording Date | Oct 22, 2018 |
| Property Address | 1903 SE 34TH LN, OKEECHOBEE, FL 34974-7083 |
| Document Number | 0008150212 |
| Book / Page | 000815 / 000212 |
| Instrument Date | Oct 17, 2018 |
| Instrument | 12742 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2018 |
| Title Company | OKEE-TANTIE TITLE COMPANY INC, OKEE-TANTIE TITLE CO INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,155.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1903 SE 34TH LN OKEECHOBEE FL 349747083, OKEECHOBEE, FL 34974-7083 |
| Document Number | 8150215 |
|---|---|
| Date | Oct 22, 2018 |
| Book Page | 000815/000215 |
| Instrument | 12743 |
| Name | EMBRACE HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 21, 2048 |
Source: Okeechobee County assessment roll, as of November 19, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okeechobee County |
| Unified School District | Okeechobee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,065.00 (+15.84%) | $254,417 (+15.21%) Land $62,000 Building $192,417 | $254,417 (+15.21%) Land $62,000 Building $192,417 |
| 2023 | $3,509.00 (+13.52%) | $220,837 (+16.88%) Land $42,000 Building $178,837 | $220,837 (+16.88%) Land $42,000 Building $178,837 |
| 2022 | $3,091.00 | $188,947 Land $42,000 Building $146,947 | $188,947 Land $42,000 Building $146,947 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 29 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 29 in force |
| Nearby Flood Claims | 7 (2004–2013) |
| Claims Outside the SFHA | 5 of 7 |
| Most Recent Claim | Aug 2013 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 87% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | 5 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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