1903 Rustic Oak Ln, Richmond, TX 77469 Property Records

Fort Bend County property record for 1903 Rustic Oak Ln, Richmond, TX 77469

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 4,140 sqft · built 2004
Lot Size	0.211 acres (9,198 sqft)
Owner	2 Individual Names on File
Last Sale	$334,200 (Dec 2020)
Tax Bill	$9,557 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`R278621`

Property Details

APN / Parcel Number

Primary APN	`R278621`
Alternative APN	`6465-04-003-0090-901`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,140 sqft Living Area
1st Floor Area	2,364 sqft
2nd Floor Area	1,776 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Conventional
Exterior Material	Brick/Stone
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,198 sqft (0.211 acres)
Lot Dimensions	115 ft deep x 79 ft wide
View / Lot	Interior
Garage Type	Detached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Pool Area	338 sqft
Porch	Open Porch
Porch Area	228 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1903 RUSTIC OAK LN
City	RICHMOND
State	TX
Zip	77469-5650
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVERPARK WEST SEC 4, BLOCK 3, LOT 9
Legal Subdivision	RIVERPARK WEST SEC 4
Legal Block	3
Legal Lot Number	9
Jurisdiction	FORT BEND TX
Township / Civil Division	ROSENBERG-RICHMOND
Census Block Group	4
Census Block	4048
Census Tract	674702

Owner

1903 Rustic Oak Ln is owned and occupied by two individuals who bought it in December 2020.

Source: Fort Bend County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1903 RUSTIC OAK LN, RICHMOND, TX 77469-5650
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2026	Deed of Trust, Mortgage · FHA Mortgage SERVICELINK
Dec 8, 2020	Warranty Deed, Transfer · FHA Mortgage ACADEMY MORTGAGE CORP
Nov 19, 2020	Quit Claim Deed NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 2020 · Amount on File
Deed Sale	Dec 8, 2020 · Amount on File
Prior Sale	Jun 19, 2015 · Amount on File
Deed Document Number	2020175224
Prior Transfer Date	Nov 18, 2020
Prior Transfer Doc	0000165000
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORT BEND TX
Recording Date	Aug 13, 2026
Property Address	1903 RUSTIC OAK LN, RICHMOND, TX 77469-5650
Document Number	0000084910
Instrument Date	Jul 23, 2026
Instrument	202684910
Transaction Type	Mortgage
Record Updated	Aug 25, 2026
Title Company	SERVICELINK

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1903 RUSTIC OAK LN, RICHMOND, TX 77469-5650

Mortgage

Document Number	0000084910,
Date	Aug 13, 2026
Instrument	202684910

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	293 Months
Due	Jan 1, 2051

Interest

Max Rate	-1%

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORT BEND TX
Recording Date	Dec 8, 2020
Property Address	1903 RUSTIC OAK LN, RICHMOND, TX 77469-5650
Document Number	0000175224
Map Reference	SL 2335/A
Instrument Date	Dec 7, 2020
Instrument	2020175224
Transaction Type	Transfer
Record Updated	Sep 2, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1903 RUSTIC OAK LN, RICHMOND, TX 77469-5650

Mortgage

Document Number	0000175225
Date	Dec 8, 2020
Instrument	2020175225

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

November 2020: Quit Claim Deed

Document Type	Quit Claim Deed
Jurisdiction	FORT BEND TX
Recording Date	Nov 19, 2020
Property Address	1903 RUSTIC OAK LN, RICHMOND, TX 77469-5650
Document Number	0000165000
Instrument Date	Nov 18, 2020
Instrument	165000
Record Updated	Dec 15, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1903 RUSTIC OAK LN RICHMOND TX 774695650, RICHMOND, TX 77469-5650

Tax Assessment & Valuation

The 2025 property tax bill for 1903 Rustic Oak Ln was $9,557 with a homeowner's exemption, up 4.7% from the year before.

Source: Fort Bend County assessment roll, as of September 2, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Fort Bend County
Unified School District	Lamar Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,557.00 (+4.68%) Homeowner's exemption	$477,310 Land $65,000 Building $418,487	$483,487 Land $65,000 Building $418,487
2024	$9,130.00 (+91.44%)
2023	$4,769.00 Homeowner's exemption	$394,471 Land $50,000 Building $439,995	$489,995 Land $50,000 Building $439,995
2018	$5,194.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1903 Rustic Oak Ln in Zone X, where a levee reduces flood risk, though there have been 2 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective August 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 763 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	763 in force
Nearby Flood Claims	2 (2017–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2024 · Hurricane Beryl

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1903 Rustic Oak Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT BEND COUNTY MUD 121 serves 3,477 people · EPA ID TX0790393
Water Source	Purchased groundwater from CITY OF RICHMOND
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Astound Broadband.

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