1903 River Rd, Lincolnton, NC 28092 Property Records

Lincoln County property record for 1903 River Rd, Lincolnton, NC 28092

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,660 sqft · built 1970
Lot Size7.2 acres (313,893 sqft)
OwnerIndividual Name on Record
Tax Bill$2,754 (2026)
Deeds & MortgagesDec 2025 Transfer
Flood ZoneZone X (minimal risk)
APN3624-35-7295

Property Details

APN / Parcel Number

Primary APN3624-35-7295
Alternative APNs
  • 362401357295
  • 136952
  • 22783

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area2,660 sqft Living Area
Basement Area1,281 sqft
Unfinished Basement1,281 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Architectural StyleCustom Design
Exterior MaterialWood Siding
Construction TypeFrame
Lot Area313,893 sqft (7.2 acres)
Garage TypeMixed
Garage Area1,872 sqft
Parking Spaces8 Parking Spaces
Shed1 Shed
Shed Area144 sqft
Storage Building91 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number136952
Street Address1903 RIVER RD
CityLINCOLNTON
StateNC
Zip28092-9683
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-T & R-25
Legal DescriptionRD 1268 MITCHEM & FINGER
JurisdictionLINCOLN NC
Township / Civil DivisionLINCOLNTON
Census Block Group4
Census Block4005
Census Tract70800

Owner

Source: Lincoln County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1903 RIVER RD, LINCOLNTON, NC 28092-9683
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

December 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLINCOLN NC
Recording DateDec 23, 2025
Property Address1903 RIVER RD, LINCOLNTON, NC 28092-9683
Document Number0003466397
Book / Page3466 / 397
Map ReferenceMB A PG 164
Instrument DateNov 25, 2025
Instrument703601
Transaction TypeTransfer
Record UpdatedJan 6, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1903 RIVER RD, LINCOLNTON, NC 28092-9683

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyLincoln County
Unified School DistrictLincoln County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,754.00 (+0.77%)$429,349 (-) Land $63,087 Building $366,262$429,349 (-) Land $63,087 Building $366,262
2025$2,733.00 (+3.21%)$429,349 (-) Land $63,087 Building $366,262$429,349 (-) Land $63,087 Building $366,262
2023$2,648.00$429,349 Land $63,087 Building $366,262$429,349 Land $63,087 Building $366,262

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
Verizon
Fixed Wireless
25 / 6
AT&T
Fixed Wireless · DSL in parts of the area
25 / 3

May also be available: Spectrum.

Nearby Properties on River Rd

Nearby Streets

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