1903 Rayford Rd, Henderson, TX 75654 Property Records

Rusk County property record for 1903 Rayford Rd, Henderson, TX 75654

Property Summary

Property Type	Single Family Home
Details	1,701 sqft · built 1972
Lot Size	0.295 acres (12,863 sqft)
Owner	Individual Name on File
Last Sale	$154,466 (Sep 2021)
Tax Bill	$3,270 (2026)
Deeds & Mortgages	Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02670-01880-00000-000000`

Property Details

APN / Parcel Number

Primary APN	`02670-01880-00000-000000`
Alternative APN	`4205`

Interior

Stories	1 Story
Building Area	1,701 sqft Living Area

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Lot Area	12,863 sqft (0.295 acres)
Lot Dimensions	127 ft deep x 100 ft wide
Garage Area	524 sqft
Porch	Porch
Porch Area	48 sqft
Patio Area	120 sqft

Location & Zoning

Account Number	02670-01880-00000-000000
Street Address	1903 RAYFORD RD
City	HENDERSON
State	TX
Zip	75654-4609
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 1 BLK 1000 SHAWNEE VLG #4 & LT 1A BLK 1000 SHAWNEE #4
Legal Subdivision	SHAWNEE VILLAGE SUBDIVISION NO
Legal Block	1000
Legal Lot Number	1,1A
Jurisdiction	RUSK TX
Township / Civil Division	HENDERSON
Census Block Group	4
Census Block	4001
Census Tract	950900

Owner

1903 Rayford Rd is owned and occupied by an individual who bought it in September 2021.

Source: Rusk County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1903 RAYFORD RD, HENDERSON, TX 75654-4609
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 3, 2021 · Amount on File
Deed Sale	Sep 3, 2021 · Amount on File
Prior Sale	Apr 30, 2013 · Amount on File
Deed Document Number	2021223472
Deed Book / Page	3798 / 332
Prior Transfer Date	Apr 29, 2013
Prior Transfer Doc	0000128989
Record Updated	Oct 29, 2026

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RUSK TX
Recording Date	Sep 3, 2021
Property Address	1903 RAYFORD RD, HENDERSON, TX 75654-4609
Document Number	3798/332
Book / Page	3798 / 332
Map Reference	VOL 903 PG 204
Instrument Date	Aug 18, 2021
Instrument	223472
Transaction Type	Transfer
Record Updated	Oct 13, 2021
Title Company	BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1903 RAYFORD RD, HENDERSON, TX 75654-4609

Mortgage

Document Number	223473
Date	Sep 3, 2021
Instrument	223473

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2036

Tax Assessment & Valuation

The 2026 property tax bill for 1903 Rayford Rd was $3,270 with a homeowner's exemption, up 120.5% from the year before.

Source: Rusk County assessment roll, as of February 10, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Henderson City
County	Rusk County
Unified School District	Henderson Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,270.00 (+120.5%) Homeowner's exemption	$172,040 (-0.03%) Land $25,000 Building $147,040	$172,040 (-0.03%) Land $25,000 Building $147,040
2025	$1,483.00 Homeowner's exemption	$172,090 Land $25,000 Building $147,090	$172,090 Land $25,000 Building $147,090
2023		$160,410 Land $12,000 Building $148,410	$160,410 Land $12,000 Building $148,410
2022	$2,016.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1903 Rayford Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1903 Rayford Rd is moderate, ranking above 47% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 79% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HENDERSON serves 14,666 people · EPA ID TX2010001
Water Source	Surface water
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Sparklight Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20