1903 Oneil Rd, Newport, TN 37821 Property Records

Cocke County property record for 1903 Oneil Rd, Newport, TN 37821

Property Summary

Property Type	Single Family Home
Details	2.25 ba · 1,500 sqft · built 2024
Lot Size	0.99 acres (43,124 sqft)
Owner	2 Individual Names on File
Last Sale	$305,000 (Mar 2026)
Tax Bill	$1,109 (2025)
Deeds & Mortgages	Feb 2025 Mortgage Sep 2023 Construction Loan + 6 more
Flood Zone	Zone X (minimal risk)
APN	`015083D F 05500`

Property Details

APN / Parcel Number

Primary APN	`015083D F 05500`
Alternative APN	`083D F 05500`

Interior

Full Baths	2.25 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,500 sqft Living Area
1st Floor Area	1,500 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	43,124 sqft (0.99 acres)
Lot Dimensions	441 ft deep x 88 ft wide
Terrain	Rolling
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	1903 ONEIL RD
City	NEWPORT
State	TN
Zip	37821-6526
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 05 E-45, COUNTY AREA: X02
Legal Subdivision	LAID BACK ACRES
Legal Lot Number	55
Jurisdiction	COCKE TN
Township / Civil Division	6
Census Block Group	3
Census Block	3003
Census Tract	920502

Owner

1903 Oneil Rd is owned and occupied by two individuals who bought it in March 2026.

Source: Cocke County records, as of March 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1903 ONEIL RD, NEWPORT, TN 37821-6526
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2025	Deed of Trust, Mortgage · Commercial Mortgage CITIZENS GUARANTY BANK
Sep 15, 2023	Deed of Trust, Mortgage · Construction Mortgage CITIZENS GUARANTY BANK
Mar 9, 2026	Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE
May 22, 2023	Warranty Deed, Transfer
Dec 29, 2020	Correction Deed, Transfer ATTORNEY ONLY
Feb 25, 2021	Correction Deed
Nov 2, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Nov 2, 2020	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 9, 2026 · Amount on File
Deed Sale	Mar 9, 2026 · Amount on File
Prior Sale	Jan 31, 2022 · Amount on File
Deed Document Number	20261110
Deed Book / Page	1693 / 572
Prior Transfer Date	Dec 14, 2020
Prior Transfer Doc	0015510444
Record Updated	Oct 29, 2026

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COCKE TN
Property Address	1903 ONEIL RD, NEWPORT, TN 37821-6526
Transaction Type	Mortgage
Record Updated	Mar 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2300 RICHMOND RD, IRVINE, KY 40336-7243
Investor	Possibly a Property Investor

Mortgage

Document Number	0016630488
Date	Feb 27, 2025
Book Page	1663/488
Instrument	25000965

Lender

Name	CITIZENS GUARANTY BANK
Type	Bank
Address	25 RIVER DR, IRVINE, KY 40336

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COCKE TN
Property Address	1903 ONEIL RD, NEWPORT, TN 37821-6526
Transaction Type	Mortgage
Record Updated	Mar 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2300 RICHMOND RD, IRVINE, KY 40336-7243
Investor	Possibly a Property Investor

Mortgage

Document Number	0016270809
Date	Sep 15, 2023
Book Page	1627/809
Instrument	23003876

Lender

Name	CITIZENS GUARANTY BANK
Type	Bank
Address	IRVINE, KY 40336

Agreement

Type	Construction Mortgage
Amount	Amount on Record

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COCKE TN
Recording Date	Mar 9, 2026
Property Address	1903 ONEIL RD, NEWPORT, TN 37821-6526
Document Number	0016930572
Book / Page	1693 / 572
Map Reference	CAB E SL 45
Instrument Date	Mar 6, 2026
Instrument	26001110
Transaction Type	Transfer
Record Updated	Mar 19, 2026
Title Company	BRIDGE TITLE COMPANY LLC, BLUE RIDGE TITLE COMPANY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1903 ONEIL RD, NEWPORT, TN 37821-6526

Mortgage

Document Number	0026001111
Date	Mar 9, 2026
Instrument	26001111

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COCKE TN
Recording Date	May 22, 2023
Property Address	1903 ONEIL RD, NEWPORT, TN 37821-6526
Document Number	0016190270
Book / Page	1619 / 270
Map Reference	PL 14 PG 12
Instrument Date	May 18, 2023
Instrument	23002165
Transaction Type	Transfer
Record Updated	Feb 2, 2026

Transaction

Amount	Amount on Record
Tax	$636.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	680 MORRELL SPRINGS RD, NEWPORT, TN 37821-8854

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2300 RICHMOND RD, IRVINE, KY 40336-7243
Investor	Possibly a Property Investor

December 2020: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	COCKE TN
Recording Date	Dec 29, 2020
Property Address	ONEIL RD, NEWPORT, TN 37821
Document Number	15477
Book / Page	001547 / 000007
Instrument Date	Dec 14, 2020
Instrument	5482
Transaction Type	Transfer
Record Updated	Jan 8, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	ONEIL RD NEWPORT TN 37821, NEWPORT, TN 37821
Investor	Possibly a Property Investor

February 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	COCKE TN
Recording Date	Feb 25, 2021
Property Address	1903 ONEIL RD, NEWPORT, TN 37821-6526
Document Number	0015510444
Book / Page	1551 / 444
Map Reference	CAB E SL 45
Instrument Date	Dec 14, 2020
Instrument	21000954
Record Updated	Feb 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COCKE TN
Recording Date	Nov 2, 2020
Property Address	ONEIL RD, NEWPORT, TN 37821
Document Number	1542373
Book / Page	001542 / 000373
Instrument Date	Oct 22, 2020
Instrument	4578
Transaction Type	Transfer
Record Updated	Nov 12, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$2,674.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4115 BLALOCK HOLLOW RD SEVIERVILLE TN 378766844, SEVIERVILLE, TN 37876-6844
Investor	Possibly a Property Investor

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COCKE TN
Recording Date	Nov 2, 2020
Property Address	ONEIL RD, NEWPORT, TN 37821
Document Number	1542376
Book / Page	001542 / 000376
Instrument Date	Oct 22, 2020
Instrument	4579
Transaction Type	Transfer
Record Updated	Nov 12, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$2,304.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1795 MOUNTAIN RIDGE RD NEWPORT TN 378217093, NEWPORT, TN 37821-7093
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 1903 Oneil Rd was $1,109.

Source: Cocke County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Cocke County
Unified School District	Cocke County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,109.00	$74,000 Land $10,000 Building $64,000	$296,000 Land $40,000 Building $256,000
2023	$138.00 (-0.72%)	$5,400 (-) Land $5,400
2022	$139.00	$5,400 Land $5,400	$21,600 Land $21,600
2020			$21,600 Land $21,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1903 Oneil Rd in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective September 25, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 33 policies
Nearby Flood Policies	33 in force
Nearby Flood Claims	13 (1996–2024)
Claims Outside the SFHA	3 of 13
Most Recent Claim	Oct 2024 · rainfall accumulation
Claims by Event	Tropical Storm Helene, Sep 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1903 Oneil Rd is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 80% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWPORT UTILITIES BOARD serves 34,925 people · EPA ID TN0000500
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Newport Utilities Fiber	1,000 / 1,000

May also be available: Verizon, Xfinity.

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