St. Clair County property record for 1903 Oak St, Port Huron, MI 48060
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,624 sqft · built 1923 |
| Lot Size | 0.117 acres (5,097 sqft) |
| Owner | Individual Name on File |
| Last Sale | $60,000 (Dec 2019) |
| Tax Bill | $1,926 (2025) |
| Deeds & Mortgages | Apr 2023 Line of Credit May 2022 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-06-666-0024-000 |
| Primary APN | 74-06-666-0024-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,624 sqft Living Area |
| 1st Floor Area | 902 sqft |
| Basement Area | 902 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1923 |
| Lot Area | 5,097 sqft (0.117 acres) |
| Lot Dimensions | 114 ft deep x 44.4 ft wide |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 1903 OAK ST |
|---|---|
| City | PORT HURON |
| State | MI |
| Zip | 48060-6065 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 12 BLK 2 CYRUS M. STOCKWELL ESTATE |
| Legal Subdivision | CYRUS M STOCKWELL ESTATE |
| Legal Block | 2 |
| Legal Lot Number | 12 |
| Legal Unit | 12 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | PORT HURON |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 621000 |
1903 Oak St is owned and occupied by an individual who bought it in December 2019.
Source: St. Clair County records, as of September 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1903 OAK ST, PORT HURON, MI 48060-6065 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 26, 2023 | Deed of Trust, Mortgage · Line of Credit ADVIA CU |
| May 23, 2022 | Deed of Trust, Mortgage · Line of Credit ADVIA CU |
| Dec 16, 2019 | Warranty Deed, Transfer CROSSROADS TITLE |
| Nov 25, 2019 | Grant Deed, Transfer ATTORNEY ONLY |
| Feb 8, 2019 | Warranty Deed, Foreclosure ATTORNEY ONLY |
| Jul 10, 2018 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 16, 2019 · Amount on File |
| Deed Sale | Dec 16, 2019 · Amount on File |
| Prior Sale | Nov 25, 2019 · Amount on File |
| Deed Document Number | 201926405 |
| Deed Book / Page | 5131 / 434 |
| Prior Transfer Date | Jun 28, 2018 |
| Prior Transfer Doc | 0004965508 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 1903 OAK ST, PORT HURON, MI 48060-6065 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1903 OAK ST, PORT HURON, MI 48060-6065 |
| Document Number | 0005616577 |
|---|---|
| Date | Apr 26, 2023 |
| Book Page | 5616/577 |
| Instrument | 2023007554 |
| Name | ADVIA CU |
|---|---|
| Type | Credit Union |
| Address | KALAMAZOO, MI 49009 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Apr 25, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 1903 OAK ST, PORT HURON, MI 48060-6065 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1903 OAK ST, PORT HURON, MI 48060-6065 |
| Document Number | 0005524260 |
|---|---|
| Date | May 23, 2022 |
| Book Page | 5524/260 |
| Instrument | 2022012688 |
| Name | ADVIA CU |
|---|---|
| Type | Credit Union |
| Address | KALAMAZOO, MI 49009 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | May 22, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Dec 16, 2019 |
| Property Address | 1903 OAK ST, PORT HURON, MI 48060-6065 |
| Document Number | 0051310434 |
| Book / Page | 005131 / 000434 |
| Instrument Date | Nov 13, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2020 |
| Title Company | CROSSROADS TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $516.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1903 OAK ST PORT HURON MI 480606065, PORT HURON, MI 48060-6065 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Nov 25, 2019 |
| Property Address | 1903 OAK ST, PORT HURON, MI 48060-6065 |
| Document Number | 0051240631 |
| Book / Page | 005124 / 000631 |
| Instrument Date | Nov 12, 2019 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $311.76 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 451 BENZONIA MI 496160451, BENZONIA, MI 49616-0451 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Feb 8, 2019 |
| Property Address | 1903 OAK ST, PORT HURON, MI 48060-6065 |
| Document Number | 0050290977 |
| Book / Page | 005029 / 000977 |
| Instrument Date | Feb 7, 2019 |
| Transaction Type | Foreclosure |
| Record Updated | Feb 20, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jul 10, 2018 |
| Property Address | 1903 OAK ST, PORT HURON, MI 48060-6065 |
| Document Number | 0049650508 |
| Book / Page | 004965 / 000508 |
| Instrument Date | Jun 28, 2018 |
| Transaction Type | Foreclosure |
| Record Updated | Jul 31, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $561.15 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1903 OAK ST PORT HURON MI 480606065, PORT HURON, MI 48060-6065 |
The 2025 property tax bill for 1903 Oak St was $1,926 with a homeowner's exemption, down 7.3% from the year before.
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| Municipality | Port Huron City |
| Unified School District | Port Huron Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $61,300 (+6.42%) | $122,600 | |
| 2025 | $1,926.00 (-7.27%) Homeowner's exemption | $57,600 | |
| 2024 | $2,077.00 | $115,200 | |
| 2023 | $48,000 | ||
| 2022 | $1,539.00 | $96,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1903 Oak St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1903 Oak St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PORT HURON serves 28,983 people · EPA ID MI0005480 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2021 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 824 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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