1903 Oak St, Napa, CA 94559 Property Records

Napa County property record for 1903 Oak St, Napa, CA 94559

Property Summary

Property Type	Single Family Home
Details	1,622 sqft · built 1930
Lot Size	0.17 acres (7,405 sqft)
Owner	Company Name on Record
Tax Bill	$1,537 (2026)
Deeds & Mortgages	Jun 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`004-153-004-000`

Property Details

APN / Parcel Number

Primary APN	`004-153-004-000`
Alternative APNs	`004-153-004` `00415304`

Interior

Building Area	1,622 sqft Living Area
Gross Area	2,018 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Construction Type	Wood
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	396 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Old Parcel Number	004-153-004
Street Address	1903 OAK ST
City	NAPA
State	CA
Zip	94559-2335
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RT5
Legal Description	LOT 1 BLK 55 NAPA CITY 1R/M99
Legal Subdivision	NAPA BLDG 50-63
Legal Block	55
Legal Lot Number	1
Jurisdiction	NAPA CA
Township / Civil Division	NAPA
Census Block Group	2
Census Block	2001
Census Tract	200201

Owner

Source: Napa County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1903 OAK ST, NAPA, CA 94559-2335
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 22, 2012
Transfer Doc	0000022548
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	1903 OAK ST, NAPA, CA 94559-2335
Transaction Type	Mortgage
Record Updated	Jun 30, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1903 OAK ST, NAPA, CA 94559-2335
Investor	Possibly a Property Investor

Mortgage

Document Number	0000009142
Date	Jun 21, 2023
Instrument	2023-0009142

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 20, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Napa County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Napa County
Municipality	Napa City
Unified School District	Napa Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,537.00 (+2.6%) Homeowner's exemption	$70,375 (+2%) Land $21,988 Building $48,387	$70,375 Land $21,988 Building $48,387
2025	$1,498.00 (+2.81%) Homeowner's exemption	$68,996 (+4.04%) Land $21,557 Building $47,439
2023	$1,457.00 (+0.9%) Homeowner's exemption	$66,319 Land $20,721 Building $45,598
2022	$1,444.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2019 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NAPA serves 84,804 people · EPA ID CA2810003
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 695 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20