Durham County property record for 1903 Nellora Ln, Durham, NC 27703
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,714 sqft · built 2017 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $290,500 (Jul 2017) |
| Tax Bill | $5,548 (2025) |
| Deeds & Mortgages | Oct 2026 Mortgage Jan 2024 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0850-96-3419 |
| Primary APN | 0850-96-3419 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,714 sqft Heated Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Conventional |
| Lot Area | 9,583 sqft (0.22 acres) |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 1903 NELLORA LN |
|---|---|
| City | DURHAM |
| State | NC |
| Zip | 27703-7000 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PDR 3.990 |
| Legal Description | BRIGHTWOOD TRAILS/PH:5/LT #143 REV PL:000196-000302 |
| Legal Subdivision | BRIGHTWD TRL |
| Legal Phase | 5 |
| Legal Lot Number | 143 |
| Jurisdiction | DURHAM NC |
| Township / Civil Division | OAK GROVE |
| Census Block Group | 4 |
| Census Block | 4012 |
| Census Tract | 1808 |
Source: Durham County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1903 NELLORA LN, DURHAM, NC 27703-7000 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 5, 2026 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CREDIT UNION |
| Jan 3, 2024 | Deed of Trust, Mortgage · Line of Credit LOCAL GOVERNMENT FCU |
| May 11, 2022 | Deed of Trust, Mortgage · Conventional Mortgage LOCAL GOVERNMENT FCU |
| Oct 31, 2017 | Loan Modification, Mortgage |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 24, 2017 · Amount on Record |
| Deed Sale | Jul 24, 2017 · Amount on Record |
| Prior Sale | Sep 15, 2016 · Amount on Record |
| Deed Document Number | 201725751 |
| Deed Book / Page | 8234 / 172 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Recording Date | Oct 5, 2026 |
| Property Address | 1903 NELLORA LN, DURHAM, NC 27703-7000 |
| Document Number | 0000189588 |
| Book / Page | 10636 / 640 |
| Instrument Date | Sep 29, 2026 |
| Instrument | 2026189588 |
| Transaction Type | Mortgage |
| Record Updated | Oct 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1903 NELLORA LN, DURHAM, NC 27703-7000 |
| Document Number | 0000189588, |
|---|---|
| Date | Oct 5, 2026 |
| Book Page | 10636/640 |
| Instrument | 2026189588 |
| Name | STATE EMPLOYEES CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 1903 NELLORA LN, DURHAM, NC 27703-7000 |
| Transaction Type | Mortgage |
| Record Updated | Jan 25, 2024 |
| Title Company | ACCURATE GROUP, ACCURATE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0100350316 |
|---|---|
| Date | Jan 3, 2024 |
| Book Page | 10035/316 |
| Instrument | 2024083631 |
| Name | LOCAL GOVERNMENT FCU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 1903 NELLORA LN, DURHAM, NC 27703-7000 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0096910566 |
|---|---|
| Date | May 11, 2022 |
| Book Page | 9691/566 |
| Instrument | 2022019829 |
| Name | LOCAL GOVERNMENT FCU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 1903 NELLORA LN, DURHAM, NC 27703-7000 |
| Document Number | 0083010329 |
| Instrument Date | Oct 31, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2018 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1000 ABERNATHY RD #260 ATLANTA GA 303285648, 260, ATLANTA, GA 30328-5648 |
| Investor | Possibly a Property Investor |
Source: Durham County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Durham County |
| Municipality | Durham City |
| Unified School District | Durham Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $545,924 (-) Land $106,750 Building $439,174 | $545,924 (-) Land $106,750 Building $439,174 | |
| 2025 | $5,548.00 (+36.82%) | $545,924 (+76.34%) Land $106,750 Building $439,174 | $545,924 (+76.34%) Land $106,750 Building $439,174 |
| 2023 | $4,055.00 (+2.35%) | $309,590 Land $54,810 Building $254,780 | $309,590 Land $54,810 Building $254,780 |
| 2022 | $3,962.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 13 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DURHAM serves 333,490 people · EPA ID NC0332010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: Frontier, T-Mobile.
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