1903 N Ponca Dr, Independence, MO 64058 Property Records

Jackson County property record for 1903 N Ponca Dr, Independence, MO 64058

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 920 sqft · built 1972
Lot Size	0.167 acres (7,294 sqft)
Owner	Company Name on File
Tax Bill	$2,326 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jan 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-220-19-43`

Property Details

APN / Parcel Number

Primary APN	`16-220-19-43`
Alternative APNs	`16-220-19-43-00-0-00-000` `16220051300000000` `1666710`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	920 sqft Living Area
1st Floor Area	483 sqft
Basement Area	920 sqft
Flooring	Carpet

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,294 sqft (0.167 acres)
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	24 sqft
Deck Area	96 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1666710
Street Address	1903 N PONCA DR
City	INDEPENDENCE
State	MO
Zip	64058-1037
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ELM GROVE---LOT 78
Legal Subdivision	ELM GROVE
Legal Block	3
Legal Lot Number	78
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	3
Census Block	3007
Census Tract	15100

Owner

1903 N Ponca Dr is owned by a company that acquired it in January 2022.

Source: Jackson County records, as of August 24, 2026

Owner of Record	Company Name on File
Mailing Address	199 LAFAYETTE ST, 7, NEW YORK, NY 10012-4279
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLAT BRANCH HOME LOANS INC
Jan 5, 2022	Warranty Deed, Transfer SPRUCE TITLE
Aug 20, 2019	Quit Claim Deed, Mortgage FLAT BR MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 5, 2022
Deed Sale	Jan 5, 2022
Prior Sale	Aug 20, 2019 · Amount on File
Deed Document Number	2022E1273
Prior Transfer Date	Jan 13, 1997
Prior Transfer Doc	0000000405
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	1903 N PONCA DR, INDEPENDENCE, MO 64058-1037
Transaction Type	Mortgage
Record Updated	Mar 9, 2023
Title Company	NOT AVAILABLE, MCCAFFREE SHORT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E0013607
Date	Feb 5, 2021
Instrument	2021E0013607

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company
Address	COLUMBIA, MO 65201

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Jan 5, 2022
Property Address	1903 N PONCA DR, INDEPENDENCE, MO 64058-1037
Document Number	00E0001273
Instrument Date	Dec 31, 2021
Instrument	2022E0001273
Transaction Type	Transfer
Record Updated	Mar 9, 2023
Title Company	SPRUCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11812 W 72ND ST, SHAWNEE, KS 66203-4316

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 MERCER ST, NEW YORK, NY 10013-2518
Investor	Possibly a Property Investor

August 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	JACKSON MO
Recording Date	Aug 20, 2019
Property Address	1903 N PONCA DR, INDEPENDENCE, MO 64058-1037
Document Number	0000E65348
Instrument Date	Aug 2, 2019
Instrument	65348E
Transaction Type	Mortgage
Record Updated	Sep 19, 2019
Title Company	MCCAFFREE-SHORT TITLE COMPANY INC, MCCAFFREE-SHORT TITLE CO INC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1903 N PONCA DR INDEPENDENCE MO 640581037, INDEPENDENCE, MO 64058-1037

Mortgage

Document Number	E65350
Date	Aug 20, 2019
Instrument	65350E

Lender

Name	FLAT BR MTG
Type	Mortgage Company
Address	COLUMBIA, MO 65201

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 19, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1903 N Ponca Dr was $2,326, up 2.5% from the year before.

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Unified School District	Fort Osage R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$25,880 (-) Land $4,266 Building $21,614	$136,210 (-)
2025	$2,326.00 (+2.51%)	$25,880 Land $4,266 Building $21,614	$136,210
2024	$2,269.00 (+0.89%)
2023	$2,249.00	$25,375 Land $2,533 Building $22,842	$133,550

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1903 N Ponca Dr in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	10 (1981–1989)
Claims Outside the SFHA	10 of 10
Most Recent Claim	Jul 1989 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1903 N Ponca Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 78% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum, Wisper ISP.

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