1903 N 3rd St, Saint Charles, MO 63301 Property Records

St. Charles County property record for 1903 N 3rd St, Saint Charles, MO 63301

Property Summary

Property TypeReligious, Church, Worship (Synagogue, Temple, Parsonage)
Lot Size0.344 acres (15,000 sqft)
OwnerIndividual Name on File
Last Sale$275,000 (Feb 2025)
Flood ZoneZone AE (high risk)
APN009780A000

Property Details

APN / Parcel Number

Primary APN009780A000
Alternative APN
  • 6-006D-B108-00-0008.0000000

Exterior

Lot Area15,000 sqft (0.344 acres)
Lot Dimensions150 ft deep x 100 ft wide

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Account Number009780A000
Street Address1903 N 3RD ST
CitySAINT CHARLES
StateMO
Zip63301-2122
Property CategoryOther
Property TypeOther > Religious, Church, Worship (Synagogue, Temple, Parsonage)
Local Zoning CodeAE8
Legal DescriptionPT CITY BLK 108
Legal SubdivisionLSL BRIDLESPUR RESUB LT 38-42
Legal Block108
Legal Lot Number8
JurisdictionST CHARLES MO
Township / Civil DivisionRIVERS
Census Block Group2
Census Block2033
Census Tract310400

Owner

1903 N 3rd St is owned by an individual who bought it in February 2025.

Source: St. Charles County records, as of September 10, 2026

Owner of RecordIndividual Name on File
Mailing Address1903 N 3RD ST, SAINT CHARLES, MO 63301-2122
Owner TypeIndividual
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 21, 2025 · Amount on File
Deed SaleFeb 21, 2025 · Amount on File
Prior SaleFeb 25, 2015 · Amount on File
Deed Document Number20256809
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictSt. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

YearAssessed Market Value
2026$82,500 Land $82,500
2022$82,500 Land $82,500

Assessed market value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1903 N 3rd St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 55 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies55 in force
Nearby Flood Claims89 (1979–2022)
Claims Outside the SFHA19 of 89
Most Recent ClaimJul 2022 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jul 2022 · 4 claims
  • Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Jun 2013 · 2 claims
  • Severe Storms & Flooding, Sep 1993 · 55 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1903 N 3rd St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES PWS
serves 78,961 people · EPA ID MO6010707
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on N 3rd St

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