1903 Mountain Ave, Santa Barbara, CA 93101 Property Records

Santa Barbara County property record for 1903 Mountain Ave, Santa Barbara, CA 93101

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,136 sqft · built 1931
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individual Names on File
Last Sale	$1,080,000 (Dec 2020)
Tax Bill	$12,295 (2025)
Deeds & Mortgages	Feb 2022 Line of Credit Sep 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`043-111-006`

Property Details

APN / Parcel Number

Primary APN	`043-111-006`
Alternative APN	`04311106`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,136 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1931
Effective Year Built	Effective 1931
Architectural Style	Bungalow
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	5,227 sqft (0.12 acres)

Utilities, Heating & Cooling

Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1903 MOUNTAIN AVE
City	SANTA BARBARA
State	CA
Zip	93101-4611
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	NIRVANA SUB LOT 5
Legal Subdivision	NIRVANA
Legal Lot Number	5
Jurisdiction	SANTA BARBARA CA
Township / Civil Division	SANTA BARBARA
Census Block Group	3
Census Block	3002
Census Tract	1307

Owner

1903 Mountain Ave is owned and occupied by two individuals who acquired it in September 2021.

Source: Santa Barbara County records, as of July 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1903 MOUNTAIN AVE, SANTA BARBARA, CA 93101-4611
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2022	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Sep 9, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage GUARANTEED RATE INC
Aug 19, 2019	Deed of Trust, Mortgage · VA Mortgage ON Q FINANCIAL INC
Mar 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Dec 1, 2020	Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Nov 27, 2018	Grant Deed, Transfer · VA Mortgage ON Q FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2020 · Amount on File
Deed Sale	Dec 1, 2020 · Amount on File
Prior Sale	Nov 27, 2018 · Amount on File
Deed Document Number	202070600
Last Transfer Date	Sep 2, 2021
Transfer Doc	0000064021
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	1903 MOUNTAIN AVE, SANTA BARBARA, CA 93101-4611
Transaction Type	Mortgage
Record Updated	Feb 23, 2022
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1903 MOUNTAIN AVE, SANTA BARBARA, CA 93101-4611

Mortgage

Document Number	0000007818
Date	Feb 14, 2022
Instrument	2022-0007818

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	WEST MCLEAN, VA 22103

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 14, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA BARBARA CA
Recording Date	Sep 9, 2021
Property Address	1903 MOUNTAIN AVE, SANTA BARBARA, CA 93101-4611
Document Number	0000064021
Map Reference	MB 15 PG 228&229
Instrument Date	Sep 2, 2021
Instrument	2021-0064021
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	TICOR TITLE COMPANY/CA, TICOR TITLE COMPANY OF CA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1903 MOUNTAIN AVE, SANTA BARBARA, CA 93101-4611

Mortgage

Document Number	0000064022
Date	Sep 9, 2021
Instrument	2021-0064022

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	1903 MOUNTAIN AVE, SANTA BARBARA, CA 93101-4611
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000035435
Date	Aug 19, 2019
Instrument	2019-0035435

Lender

Name	ON Q FINANCIAL INC
Type	Lending Institution
Address	TEMPE, AZ 85281

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	352 Months
Due	Dec 1, 2048

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	1903 MOUNTAIN AVE, SANTA BARBARA, CA 93101-4611
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SYNRGO INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011867
Date	Mar 9, 2020
Instrument	2020-0011867

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA BARBARA CA
Recording Date	Dec 1, 2020
Property Address	1903 MOUNTAIN AVE, SANTA BARBARA, CA 93101-4611
Document Number	0000070600
Map Reference	MB 15 PG 228&229
Instrument Date	Oct 5, 2020
Instrument	2020-0070600
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3121 W COAST HWY APT 5B, 5B, NEWPORT BEACH, CA 92663-4070

Mortgage

Document Number	0000070601
Date	Dec 1, 2020
Instrument	2020-0070601

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Dec 1, 2030
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	9%
Index	1-Year LIBOR
Margin	3
Max Rate	9%

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA BARBARA CA
Recording Date	Nov 27, 2018
Property Address	1903 MOUNTAIN AVE, SANTA BARBARA, CA 93101-4611
Document Number	0000050016
Map Reference	MB15 PG228&229
Instrument Date	Nov 20, 2018
Instrument	2018-0050016
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1903 MOUNTAIN AVE, SANTA BARBARA, CA 93101-4611

Mortgage

Document Number	0000050018
Date	Nov 27, 2018
Instrument	2018-0050018

Lender

Name	ON Q FINANCIAL INC
Type	Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1903 Mountain Ave was $12,295 with a homeowner's exemption.

Source: Santa Barbara County assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Barbara County
Municipality	Santa Barbara City
Unified School District	Santa Barbara Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,192,404 (+2%) Land $634,844 Building $557,560
2025	$12,295.00 Homeowner's exemption Additional exemption filed	$1,169,025 Land $622,397 Building $546,628
2023	$11,862.00 (+1.76%) Homeowner's exemption Additional exemption filed	$1,123,632 Land $598,230 Building $525,402
2022	$11,657.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1903 Mountain Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1903 Mountain Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SANTA BARBARA WATER DEPARTMENT serves 93,334 people · EPA ID CA4210010
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 607 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100

May also be available: GeoLinks, T-Mobile, Verizon.

Nearby Properties on Mountain Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures