1903 Key West Dr, Arnold, MO 63010 Property Records

Jefferson County property record for 1903 Key West Dr, Arnold, MO 63010

Property Summary

Property Type	Single Family Home
Details	1 ba · 864 sqft · built 1966
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,045 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Sep 2021 Mortgage
Flood Zone	Zone AE (high risk)
APN	`014.019.04010008`

Property Details

APN / Parcel Number

Primary APN	`014.019.04010008`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	864 sqft Living Area
Gross Area	1,152 sqft
1st Floor Area	864 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Construction Type	Frame
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	130 ft deep x 61 ft wide
Garage Type	Attached
Garage Area	288 sqft

Exterior Amenities

Porch	Open Frame Porch
Porch Area	72 sqft
Deck Area	Deck Area
Patio Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1903 KEY WEST DR
City	ARNOLD
State	MO
Zip	63010-1247
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CT1
Legal Description	KEY WEST ESTS 2 CORRECTED LOT 45
Legal Range	6E
Legal Township	43N
Legal Section	19
Legal Subdivision	KEY WEST ESTS 2
Legal Block	1
Legal Lot Number	45
Jurisdiction	JEFFERSON MO
Township / Civil Division	ARNOLD
Census Block Group	1
Census Block	1011
Census Tract	700118

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1903 KEY WEST DR, ARNOLD, MO 63010-1247
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2026	Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC
Sep 28, 2021	Deed of Trust, Mortgage · VA Mortgage DELMAR FINANCIAL CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Recording Date	Jun 18, 2026
Property Address	1903 KEY WEST DR, ARNOLD, MO 63010-1247
Document Number	0000016457
Instrument Date	Jun 4, 2026
Instrument	202616457
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1903 KEY WEST DR, ARNOLD, MO 63010-1247

Mortgage

Document Number	0000016457,
Date	Jun 18, 2026
Instrument	202616457

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 30, 2046

Interest

Rate	6.37%
Max Rate	-1%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	1903 KEY WEST DR, ARNOLD, MO 63010-1247
Transaction Type	Mortgage
Record Updated	Oct 12, 2021
Title Company	INVESTORS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1903 KEY WEST DR, ARNOLD, MO 63010-1247

Mortgage

Document Number	2021R042657
Date	Sep 28, 2021
Instrument	2021R-042657

Lender

Name	DELMAR FINANCIAL CO
Type	Funding / Finance Company
Address	SAINT LOUIS, MO 63141

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Arnold City
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$16,200 (-) Land $2,300 Building $13,900	$85,000 (-) Land $12,000 Building $73,000
2025	$1,045.00 (-0.38%)	$16,200 (+8%) Land $2,300 Building $13,900	$85,000 (-) Land $12,000 Building $73,000
2024	$1,049.00 (+0.58%)		$85,000 (+7.87%) Land $12,000 Building $73,000
2023	$1,043.00	$15,000 Land $2,300 Building $12,700	$78,800 Land $12,000 Building $66,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	28 (1979–1998)
Claims Outside the SFHA	17 of 28
Most Recent Claim	Apr 1998 · rainfall accumulation
Claims by Event	Severe Storms & Flooding, Sep 1993 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 1 serves 21,113 people · EPA ID MO6024292
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Oct 2023
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon, Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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