1903 Joshua Tree Cir, Milpitas, CA 95035 Property Records

Santa Clara County property record for 1903 Joshua Tree Cir, Milpitas, CA 95035

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,782 sqft · built 2020
Lot Size	0.023 acres (1,000 sqft)
Owner	2 Individual Names on File
Last Sale	$1,172,500 (Sep 2020)
Tax Bill	$16,579 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Aug 2021 Mortgage + 1 more
Flood Zone	Zone AO (high risk)
APN	`086-04-131`

Property Details

APN / Parcel Number

Primary APN	`086-04-131`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	3 Stories
Building Area	1,782 sqft Living Area
1st Floor Area	256 sqft
2nd Floor Area	752 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	1,000 sqft (0.023 acres)
Garage Area	408 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Old Parcel Number	08604131
Street Address	1903 JOSHUA TREE CIR
City	MILPITAS
State	CA
Zip	95035-8101
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R3
Legal Subdivision	TRACT 10421
Legal Tract	10421
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	4
Census Block	4006
Census Tract	504505

Owner

1903 Joshua Tree Cir, a condominium, is owned and occupied by two individuals who bought it in September 2020.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1903 JOSHUA TREE CIR, MILPITAS, CA 95035-8101
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Aug 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage HSBC BANK USA
Sep 30, 2020	Grant Deed, Transfer · Conventional Mortgage TBI MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2020 · Amount on File
Deed Sale	Sep 30, 2020 · Amount on File
Deed Document Number	202024635705
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1903 JOSHUA TREE CIR, MILPITAS, CA 95035-8101
Transaction Type	Mortgage
Record Updated	Apr 5, 2024
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1903 JOSHUA TREE CIR, MILPITAS, CA 95035-8101

Mortgage

Document Number	0025225907
Date	Jan 25, 2022
Instrument	25225907

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.37%
Type Change Date	Feb 1, 2029
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	7.37%
Index	1-Year CMT
Max Rate	7.37%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1903 JOSHUA TREE CIR, MILPITAS, CA 95035-8101
Transaction Type	Mortgage
Record Updated	Apr 5, 2024
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1903 JOSHUA TREE CIR, MILPITAS, CA 95035-8101

Mortgage

Document Number	0025080571
Date	Aug 27, 2021
Instrument	25080571

Lender

Name	HSBC BANK USA
Type	Bank
Address	NEW YORK, NY 10018

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Sep 1, 2028
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.75%
Index	Other
Margin	3
Max Rate	7.75%

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Sep 30, 2020
Property Address	1903 JOSHUA TREE CIR, MILPITAS, CA 95035-8101
Document Number	0024635705
Map Reference	MB 913 PG 8-11
Instrument Date	Aug 3, 2020
Instrument	24635705
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	WESTMINSTER TITLE CO INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1903 JOSHUA TREE CIR, MILPITAS, CA 95035-8101

Mortgage

Document Number	0024635706
Date	Sep 30, 2020
Instrument	24635706

Lender

Name	TBI MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.33%
Type Change Date	Oct 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.37%
Index	1-Year LIBOR
Max Rate	8.37%

Tax Assessment & Valuation

The 2025 property tax bill for 1903 Joshua Tree Cir was $16,579 with a homeowner's exemption.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Milpitas City
Elementary School District	Berryessa Union Elementary School District (KG - 08)
Secondary School District	East Side Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,294,135 (+2%) Land $647,068 Building $647,067
2025	$16,579.00 Homeowner's exemption	$1,268,761 Land $634,381 Building $634,380
2023	$16,138.00 (+0.64%) Homeowner's exemption	$1,219,497 Land $609,749 Building $609,748
2022	$16,035.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1903 Joshua Tree Cir in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 22 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	27 units insured incl. 5 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1903 Joshua Tree Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MILPITAS serves 81,915 people · EPA ID CA4310005
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60

May also be available: AT&T, GeoLinks, Sail Internet, T-Mobile.

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