1903 Jefferson St, Wilmington, NC 28401 Property Records

New Hanover County property record for 1903 Jefferson St, Wilmington, NC 28401

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,080 sqft · built 1962
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$130,000 (Jan 2018)
Tax Bill	$1,403 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Jan 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R06009-010-001-000`

Property Details

APN / Parcel Number

Primary APN	`R06009-010-001-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,080 sqft Living Area
1st Floor Area	1,080 sqft
Basement Area	1,080 sqft
Finished Basement	1,080 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Cottage
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Terrain	Low

Exterior Amenities

Porch	Slab
Porch Area	40 sqft
Deck Area	Deck Area
Patio Area	264 sqft
Utility Building	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	1903 JEFFERSON ST
City	WILMINGTON
State	NC
Zip	28401-6723
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7,RESIDE
Legal Description	S S PARK BLK 7 LOT 5
Legal Subdivision	SUNSET PARK
Legal Block	7
Legal Lot Number	5
Jurisdiction	NEW HANOVER NC
Township / Civil Division	WILMINGTON
Census Block Group	1
Census Block	1030
Census Tract	10900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Sunset Park Historic District listed 2003 · 827 contributing resources · NRIS 03001265

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1903 Jefferson St is owned and occupied by an individual who bought it in January 2018.

Source: New Hanover County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1903 JEFFERSON ST, WILMINGTON, NC 28401-6723
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPS CU
Jan 23, 2018	Warranty Deed, Transfer · Conventional Mortgage STATE EMPS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 23, 2018 · Amount on File
Deed Sale	Jan 23, 2018 · Amount on File
Prior Sale	Apr 1, 1972 · Amount on File
Deed Document Number	20182144
Deed Book / Page	6116 / 1087
Prior Transfer Date	Jan 19, 2016
Prior Transfer Doc	00594400122
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	1903 JEFFERSON ST, WILMINGTON, NC 28401-6723
Document Number	0063710661
Instrument Date	Oct 21, 2020
Transaction Type	Mortgage
Record Updated	Nov 6, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1903 JEFFERSON ST WILMINGTON NC 284016723, WILMINGTON, NC 28401-6723

Mortgage

Document Number	0063710661
Date	Oct 27, 2020
Book Page	006371/000661
Instrument	44928

Lender

Name	STATE EMPS CU
Address	RALEIGH, NC 27611-5279

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 26, 2035

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEW HANOVER NC
Recording Date	Jan 23, 2018
Property Address	1903 JEFFERSON ST, WILMINGTON, NC 28401-6723
Document Number	0061161087
Book / Page	006116 / 001087
Instrument Date	Jan 22, 2018
Instrument	2144
Transaction Type	Transfer
Record Updated	Aug 8, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$260.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1903 JEFFERSON ST WILMINGTON NC 284016723, WILMINGTON, NC 28401-6723

Mortgage

Document Number	61161090
Date	Jan 23, 2018
Book Page	006116/001090
Instrument	2145

Lender

Name	STATE EMPS CU
Address	RALEIGH, NC 27611-5279

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 22, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.62%

Tax Assessment & Valuation

The 2025 property tax bill for 1903 Jefferson St was $1,403, up 22.9% from the year before.

Source: New Hanover County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	New Hanover County
Municipality	Wilmington City
Unified School District	New Hanover County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$238,500 (-) Land $71,200 Building $167,300	$238,500 (-) Land $71,200 Building $167,300
2025	$1,403.00 (+22.85%)	$238,500 Land $71,200 Building $167,300	$238,500 Land $71,200 Building $167,300
2024	$1,142.00 (+2.98%)
2023	$1,109.00 (-0.63%)	$131,300 Land $51,200 Building $80,100	$131,300 Land $51,200 Building $80,100
2022	$1,116.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1903 Jefferson St in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	7 (1984–1999)
Most Recent Claim	Sep 1999 · Hurricane Floyd Major Disaster Declarations
Claims by Event	Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims Hurricane Fran, Sep 1996 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1903 Jefferson St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CFPUA-WILMINGTON serves 212,227 people · EPA ID NC0465010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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