St. Louis County property record for 1903 Garden St, Duluth, MN 55812
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,308 sqft · built 1925 |
| Lot Size | 0.114 acres (5,000 sqft) |
| Owner | Trust Name on File |
| Last Sale | $325,000 (May 2024) |
| Tax Bill | $3,798 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-2630-01090 |
| Primary APN | 010-2630-01090 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 2 Stories |
| Building Area | 1,308 sqft Gross Area |
| 1st Floor Area | 684 sqft |
| Basement Area | 342 sqft |
| Finished Basement | 342 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Lot Area | 5,000 sqft (0.114 acres) |
| Garage Area | 624 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 160 sqft |
| Deck Area | 55 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Account Number | 1166280 |
|---|---|
| Street Address | 1903 GARDEN ST |
| City | DULUTH |
| State | MN |
| Zip | 55812-1145 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 0025 BLOCK:004 SERIAL # |
| Legal Subdivision | KENT ROAD DIVISION DULUTH |
| Legal Block | 4 |
| Legal Lot Number | 25 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 15700 |
1903 Garden St is owner-occupied and held in a trust since May 2024.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | PO BOX 3547, PAGOSA SPRINGS, CO 81147-3547 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 21, 2024 · Amount on File |
| Deed Sale | May 21, 2024 · Amount on File |
| Deed Document Number | 20241079546 |
| Prior Transfer Date | Oct 17, 2010 |
| Prior Transfer Doc | 0000891598 |
| Record Updated | Sep 20, 2026 |
The 2026 property tax bill for 1903 Garden St was $3,798 with a homeowner's exemption, up 0.4% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,798.00 (+0.42%) Homeowner's exemption | ||
| 2025 | $3,782.00 (+6.9%) Homeowner's exemption | $299,900 (+2.29%) Land $22,000 Building $277,900 | $299,900 (+2.29%) Land $22,000 Building $277,900 |
| 2024 | $3,538.00 | $293,200 Land $30,800 Building $262,400 | $293,200 Land $30,800 Building $262,400 |
| 2022 | $248,100 Land $29,200 Building $218,900 | $248,100 Land $29,200 Building $218,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1903 Garden St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1903 Garden St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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