1903 Ford St, Llano, TX 78643 Property Records

Llano County property record for 1903 Ford St, Llano, TX 78643

Property Summary

Property TypeCommercial
Details2,481 sqft · built 2002
Lot Size0.367 acres (15,987 sqft)
Owner2 Individual Names on Record
Tax Bill$2,264 (2026)
Deeds & MortgagesAug 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN20614-000-1090-0

Property Details

APN / Parcel Number

Primary APN20614-000-1090-0
Alternative APN
  • 26278

Interior

Units3 Units
Stories1 Story
Building Area2,481 sqft Total Area
1st Floor Area2,481 sqft
FlooringTile
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Exterior MaterialWood
Roof TypeGable
Roof MaterialMetal
Lot Area15,987 sqft (0.367 acres)
Lot Width132 ft Width
PorchSlab
Porch Area480 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number20614-000-1090-0
Street Address1903 FORD ST
CityLLANO
StateTX
Zip78643-2912
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionJ C RAGSDALE ABST #614 (0.367 AC)
Legal SubdivisionJ C RAGSDALE ABST #614
JurisdictionLLANO TX
Township / Civil DivisionLLANO SOUTH
Census Block Group3
Census Block3081
Census Tract970200

Owner

Source: Llano County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1239 ROSELEA DR, BUCHANAN DAM, TX 78609-2562
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLLANO TX
Recording DateAug 4, 2026
Property Address1903 FORD ST, LLANO, TX 78643-2912
Document Number0000004483
Instrument DateAug 4, 2026
Instrument20264483
Transaction TypeMortgage
Record UpdatedAug 18, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1903 FORD ST, LLANO, TX 78643-2912

Mortgage

Document Number0000004483,
DateAug 4, 2026
Instrument20264483
Lender
NameLLANO NATIONAL BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueAug 4, 2046
Interest
Rate TypeAdjustable Rate
Rate7.5%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

Tax Assessment & Valuation

Source: Llano County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateTexas
CountyLlano County
MunicipalityLlano City
Unified School DistrictLlano Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,264.00 (+114.6%)
2025$1,055.00 (-56.69%)$143,090 (+8.46%) Land $24,950 Building $118,140$143,090 (+8.46%) Land $24,950 Building $118,140
2023$2,436.00$131,930 Land $23,760 Building $108,170$131,930 Land $23,760 Building $108,170

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Nearby Flood Policies16 in force
Nearby Flood Claims13 (1980–2024)
Claims Outside the SFHA2 of 13
Most Recent ClaimSep 2024 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Oct 2018 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · lower than 73% of Texas
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LLANO
serves 3,352 people · EPA ID TX1500001
Water SourceSurface water
Last State InspectionJan 2026
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Vyve Broadband
Cable
2,000 / 50
BEC Fiber
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Rise Broadband
Fixed Wireless
100 / 20
Nextlink
Fixed Wireless
100 / 20

May also be available: Frontier.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ford St

Nearby Streets

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