1903 Flagstone Ln, Aurora, IL 60502 Property Records

Kane County property record for 1903 Flagstone Ln, Aurora, IL 60502

Property Summary

Property Type	Single Family Home
Details	4 bd · 2,396 sqft · built 1997
Lot Size	0.271 acres (11,813 sqft)
Owner	2 Individual Names on File
Last Sale	$480,000 (Dec 2025)
Tax Bill	$11,861 (2025)
Deeds & Mortgages	May 2025 Line of Credit Dec 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-36-404-003`

Property Details

APN / Parcel Number

Primary APN	`12-36-404-003`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,396 sqft Living Area
1st Floor Area	1,368 sqft
Basement Area	828 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Lot Area	11,813 sqft (0.271 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces
Deck Area	311 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1903 FLAGSTONE LN
City	AURORA
State	IL
Zip	60502-8654
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	249
Legal Subdivision	SAVANNAH 1
Legal Block	4
Legal Lot Number	249
Jurisdiction	KANE IL
Township / Civil Division	BATAVIA
Census Block Group	4
Census Block	4033
Census Tract	852806

Owner

1903 Flagstone Ln is owned and occupied by two individuals who bought it in December 2025.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1903 FLAGSTONE LN, AURORA, IL 60502-8654
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 28, 2025	Deed of Trust, Mortgage · Line of Credit FIRST MERCHANTS BANK
Dec 12, 2025	Warranty Deed, Transfer · FHA Mortgage AMERICAN FIDELITY MORTGAGE SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 12, 2025 · Amount on File
Deed Sale	Dec 12, 2025 · Amount on File
Prior Sale	May 30, 1997 · Amount on File
Deed Document Number	202549516
Record Updated	Oct 29, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1903 FLAGSTONE LN, AURORA, IL 60502-8654
Transaction Type	Mortgage
Record Updated	Dec 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019188
Date	May 28, 2025
Instrument	2025K019188

Lender

Name	FIRST MERCHANTS BANK
Type	Bank
Address	MUNCIE, IN 47305

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 19, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Dec 12, 2025
Property Address	1903 FLAGSTONE LN, AURORA, IL 60502-8654
Document Number	0000049516
Instrument Date	Nov 12, 2025
Instrument	2025K049516
Transaction Type	Transfer
Record Updated	Dec 24, 2025
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$480.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1903 FLAGSTONE LN, AURORA, IL 60502-8654

Mortgage

Document Number	0000049517
Date	Dec 12, 2025
Instrument	2025K049517

Lender

Name	AMERICAN FIDELITY MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6.37%

Tax Assessment & Valuation

The 2025 property tax bill for 1903 Flagstone Ln was $11,861, up 2.2% from the year before.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Batavia Township
Unified School District	Batavia Unit School District 101 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,861.00 (+2.16%) Homeowner's exemption	$155,247 (+8.78%) Land $28,110 Building $127,137	$465,927 (+8.78%) Land $84,364 Building $381,564
2024	$11,610.00 Homeowner's exemption	$142,716 Land $25,841 Building $116,875	$428,319 Land $77,554 Building $350,765
2022	$10,839.00 (+3.57%) Homeowner's exemption	$118,168 (+5.44%) Land $21,919 Building $96,249	$354,504 (+5.44%) Land $65,757 Building $288,747
2021	$10,465.00 Homeowner's exemption	$112,071 Land $20,788 Building $91,283	$336,213 Land $62,364 Building $273,849

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1903 Flagstone Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1903 Flagstone Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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