Carteret County property record for 1903 Emerald Dr, Emerald Isle, NC 28594
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5 ba · 2,758 sqft · built 2021 |
| Lot Size | 0.228 acres (9,932 sqft) |
| Owner | Company Name on File |
| Last Sale | $265,000 (May 2021) |
| Tax Bill | $4,351 (2025) |
| Deeds & Mortgages | Jun 2021 Line of Credit May 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 6314.16.84.1321000 |
| Primary APN | 6314.16.84.1321000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Stories | 3 Stories |
| Building Area | 2,758 sqft Heated Area |
| Gross Area | 1,356 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Elevator | Elevator |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Conventional |
| Exterior Material | Fiber Cement Siding |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,932 sqft (0.228 acres) |
| Lot Dimensions | 133 ft deep x 75 ft wide |
| Pool Area | 300 sqft |
| Porch | Slab |
| Deck Area | 55 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 21245 |
|---|---|
| Street Address | 1903 EMERALD DR |
| City | EMERALD ISLE |
| State | NC |
| Zip | 28594 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L86 88 B10 EMERALD ISLE |
| Legal Subdivision | EMERALD ISLE BY THE SEA |
| Legal Block | 84 |
| Legal Lot Number | 86,88 |
| Jurisdiction | CARTERET NC |
| Township / Civil Division | WHITE OAK |
| Census Block Group | 1 |
| Census Block | 1083 |
| Census Tract | 970903 |
1903 Emerald Dr is owned by a company that bought it in May 2021.
Source: Carteret County records, as of September 23, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 8754 REED DR, 16, EMERALD ISLE, NC 28594-2453 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 9, 2021 | Deed of Trust, Mortgage · Line of Credit SOUTHERN BANK & TRUST CO |
| May 18, 2022 | Special Warranty Deed, Transfer · Conventional Mortgage VISIO FINANCIAL SERVICES INC |
| May 28, 2021 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 28, 2021 · Amount on File |
| Deed Sale | May 28, 2021 · Amount on File |
| Deed Document Number | 20211724219 |
| Deed Book / Page | 1724 / 219 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTERET NC |
| Property Address | 1903 EMERALD DR, EMERALD ISLE, NC 28594-6602 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0017250388 |
|---|---|
| Date | Jun 9, 2021 |
| Book Page | 1725/388 |
| Instrument | 1725388 |
| Name | SOUTHERN BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | ROCKY MOUNT, NC 27804 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | May 18, 2022 |
| Property Address | 1903 EMERALD DR, EMERALD ISLE, NC 28594-6602 |
| Document Number | 0017670476 |
| Book / Page | 1767 / 476 |
| Map Reference | MB 3 PG 60 |
| Instrument Date | May 17, 2022 |
| Instrument | 1767476 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1903 EMERALD DR, 1903, EMERALD ISLE, NC 28594-6602 |
| Name | Verified Name |
|---|---|
| Address | 1903 EMERALD DR, EMERALD ISLE, NC 28594-6602 |
| Document Number | 0001767477 |
|---|---|
| Date | May 18, 2022 |
| Instrument | 1767-477 |
| Name | VISIO FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | May 28, 2021 |
| Property Address | 1903 EMERALD DR, EMERALD ISLE, NC 28594-6602 |
| Document Number | 0017240219 |
| Book / Page | 1724 / 219 |
| Map Reference | MB 3 PG 60 |
| Instrument Date | May 20, 2021 |
| Instrument | 1724219 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $530.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 401 W HATCHER ST, FOUR OAKS, NC 27524-7366 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 4580, NC 23594 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 1903 Emerald Dr was $4,351.
Source: Carteret County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Carteret County |
| Municipality | Emerald Isle Town |
| Unified School District | Carteret County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,187,560 (-) Land $358,142 Building $829,418 | $1,187,560 (-) Land $358,142 Building $829,418 | |
| 2025 | $4,351.00 | $1,187,560 Land $358,142 Building $829,418 | $1,187,560 Land $358,142 Building $829,418 |
| 2023 | $607,179 Land $269,790 Building $337,389 | $607,179 Land $269,790 Building $337,389 | |
| 2022 | $1,308.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1903 Emerald Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 760 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 965 units insured incl. 205 condo units |
| Nearby Flood Claims | 1,172 (1982–2024) |
| Claims Outside the SFHA | 778 of 1,172 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1903 Emerald Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOGUE BANKS WATER CORPORATION private · serves 4,995 people · EPA ID NC0416028 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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