1903 Emerald Dr, Calistoga, CA 94515 Property Records

Napa County property record for 1903 Emerald Dr, Calistoga, CA 94515

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,862 sqft · built 1997
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on Record
Last Sale	$899,000 (May 2024)
Tax Bill	$10,176 (2026)
Deeds & Mortgages	Dec 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`011-521-005-000`

Property Details

APN / Parcel Number

Primary APN	`011-521-005-000`
Alternative APNs	`011-521-005` `01152105`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,862 sqft Living Area
Gross Area	2,333 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Construction Type	Wood
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Attached
Garage Area	471 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Old Parcel Number	011-521-005
Street Address	1903 EMERALD DR
City	CALISTOGA
State	CA
Zip	94515-1178
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 EMERALD OAKS SUBD 18R/M101 AGMT 92-20770 CC&R=92-28368 PG&E R/W=93-907
Legal Subdivision	EMERALD OAKS
Legal Lot Number	5
Jurisdiction	NAPA CA
Township / Civil Division	CALISTOGA
Census Block Group	2
Census Block	2004
Census Tract	202000

Owner

Source: Napa County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1903 EMERALD DR, CALISTOGA, CA 94515-1178
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2024 · Amount on Record
Deed Sale	May 22, 2024 · Amount on Record
Prior Sale	Apr 7, 2000 · Amount on Record
Deed Document Number	20247263
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	1903 EMERALD DR, CALISTOGA, CA 94515-1178
Transaction Type	Mortgage
Record Updated	Dec 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	550 EVERETT, PALO ALTO, CA 94301

Mortgage

Document Number	0000018204
Date	Dec 12, 2025
Instrument	2025-0018204

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Tax Assessment & Valuation

Source: Napa County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Napa County
Municipality	Calistoga City
Unified School District	Calistoga Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,176.00 (+1.86%)	$935,319 (+2%) Land $468,180 Building $467,139	$935,319 Land $468,180 Building $467,139
2025	$9,990.00 (+126.53%)	$916,980 (+123.96%) Land $459,000 Building $457,980
2023	$4,410.00 (+4.08%) Homeowner's exemption	$409,438 Land $117,391 Building $292,047
2022	$4,237.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CALISTOGA serves 5,610 people · EPA ID CA2810002
Water Source	Surface water
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20