1903 E Providence Ave, Spokane, WA 99207 Property Records

Spokane County property record for 1903 E Providence Ave, Spokane, WA 99207

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,184 sqft · built 1923
Lot Size	0.151 acres (6,586 sqft)
Owner	Individual Name on Record
Last Sale	$365,900 (Jun 2026)
Tax Bill	$2,681 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Mar 2026 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`35043.0620`

Property Details

APN / Parcel Number

Primary APN	`35043.0620`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,184 sqft Living Area
Gross Area	1,768 sqft
1st Floor Area	884 sqft
Basement Area	884 sqft
Finished Basement	300 sqft
Unfinished Basement	584 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1923
Effective Year Built	Effective 2007
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,586 sqft (0.151 acres)
Lot Dimensions	129 ft deep x 51 ft wide
Garage Type	Detached
Garage Area	216 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Frame Porch
Porch Area	112 sqft
Deck Area	112 sqft
Patio Area	200 sqft
Canopy	312 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1903 E PROVIDENCE AVE
City	SPOKANE
State	WA
Zip	99207-4555
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	HAYS PK ADD ALL L1;W1 FT OF L2 B14
Legal Range	43E
Legal Township	25N
Legal Section	04
Legal Subdivision	HAYS PK ADD
Legal Block	14
Legal Lot Number	1,2
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	2
Census Block	2021
Census Tract	1500

Owner

Source: Spokane County records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1903 E PROVIDENCE AVE, SPOKANE, WA 99207-4555
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2026	Warranty Deed, Transfer · Conventional Mortgage EVERGREEN MONEYSOURCE MORTGAGE COMPANY
Mar 23, 2026	Warranty Deed, Transfer WFT NATIONAL TITLE, WFG NATIONAL TITLE
Mar 26, 2021	Deed of Trust, Mortgage · Line of Credit WASHINGTON STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2026 · Amount on Record
Deed Sale	Jun 26, 2026 · Amount on Record
Prior Sale	Mar 23, 2026 · Amount on Record
Deed Document Number	20267497977
Prior Transfer Date	Sep 30, 2008
Prior Transfer Doc	0005722256
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jun 26, 2026
Property Address	1903 E PROVIDENCE AVE, SPOKANE, WA 99207-4555
Document Number	0007497977
Instrument Date	Jun 24, 2026
Instrument	20267497977
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	WFG NATIONAL TITLE COMPANY, WFG NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$591,799.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1903 E PROVIDENCE AVE, SPOKANE, WA 99207-4555

Mortgage

Document Number	0007497977,
Date	Jun 26, 2026
Instrument	20267497977

Lender

Name	EVERGREEN MONEYSOURCE MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Mar 23, 2026
Property Address	1903 E PROVIDENCE AVE, SPOKANE, WA 99207-4555
Document Number	0007477196
Map Reference	VOL C PG 93
Instrument Date	Mar 19, 2026
Instrument	7477196
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$3,525.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9030 N HESS ST # 215, HAYDEN, ID 83835-9827

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	1903 E PROVIDENCE AVE, SPOKANE, WA 99207-4555
Transaction Type	Mortgage
Record Updated	Apr 16, 2024
Title Company	SPOKANE COUNTY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007052916
Date	Mar 26, 2021
Instrument	7052916

Lender

Name	WASHINGTON STATE EMPLOYEES CU
Type	Credit Union
Address	OLYMPIA, WA 98501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Apr 10, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of June 17, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,681.00 (-0.85%)	$270,500 (+3.44%) Land $90,000 Building $180,500	$270,500 (+3.44%) Land $90,000 Building $180,500
2025	$2,704.00 (-0.22%)	$261,500 (-5.53%) Land $90,000 Building $171,500	$261,500 (-5.53%) Land $90,000 Building $171,500
2024		$276,800 (+27.5%) Land $65,000 Building $211,800	$276,800 (+27.5%) Land $65,000 Building $211,800
2023	$2,710.00 (+6.57%)	$217,100 Land $42,000 Building $175,100	$217,100 Land $42,000 Building $175,100
2022	$2,543.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 783 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Wind Wireless Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
Intermax Networks Fixed Wireless	100 / 20

May also be available: TDS Telecom.

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