1903 E Main St, Richmond, IN 47374 Property Records

Wayne County property record for 1903 E Main St, Richmond, IN 47374

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,722 sqft · built 1975
Lot Size	0.331 acres (14,418 sqft)
Owner	2 Individual Names on Record
Last Sale	$263,597 (Oct 2025)
Tax Bill	$3,388 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Feb 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`029-47507-00`

Property Details

APN / Parcel Number

Primary APN	`029-47507-00`
Alternative APNs	`89-16-33-430-709.000-030` `463343070900029`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,722 sqft Living Area
1st Floor Area	3,722 sqft
Attic	Attic
Attic Area	1,682 sqft
Basement Area	1,317 sqft
Unfinished Basement	1,317 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Construction Type	Brick
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	14,418 sqft (0.331 acres)
Lot Dimensions	160 ft deep x 90 ft wide
Terrain	High
Garage Type	Mixed
Garage Area	1,304 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	463343070900029
Street Address	1903 E MAIN ST
City	RICHMOND
State	IN
Zip	47374-5707
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	LOT 6 J P S & PT LOTS 5 & 7 J P S
Legal Subdivision	MAP OF LINDEN HILL
Legal Lot Number	6,5,7
Jurisdiction	WAYNE IN
Township / Civil Division	WAYNE
Census Block Group	4
Census Block	4003
Census Tract	1000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the East Main Street-Glen Miller Park Historic District listed 1986 · 100 contributing resources · NRIS 86000612

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Wayne County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1903 E MAIN ST, RICHMOND, IN 47374-5707
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2025	Warranty Deed, Transfer · FHA Mortgage POWERTPO
Feb 12, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage FIRST BANK RICHMOND
Jun 12, 2017	Warranty Deed, Transfer · Construction Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2025 · Amount on Record
Deed Sale	Oct 21, 2025 · Amount on Record
Prior Sale	Feb 12, 2021 · Amount on Record
Deed Document Number	20257711
Record Updated	Sep 20, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE IN
Recording Date	Oct 21, 2025
Property Address	1903 E MAIN ST, RICHMOND, IN 47374-5707
Document Number	2025007711
Map Reference	MB 2 PG 59
Instrument Date	Oct 21, 2025
Instrument	2025007711
Transaction Type	Transfer
Record Updated	Jan 9, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1903 E MAIN ST, RICHMOND, IN 47374-5707

Mortgage

Date	Oct 21, 2025

Lender

Name	POWERTPO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE IN
Recording Date	Feb 12, 2021
Property Address	1903 E MAIN ST, RICHMOND, IN 47374-5707
Document Number	2021001252
Instrument Date	Feb 3, 2021
Instrument	2021001252
Transaction Type	Transfer
Record Updated	Jan 9, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1903 E MAIK ST, RICHMOND, IN 47374-5707
Investor	Possibly a Property Investor

Mortgage

Document Number	2021001253
Date	Feb 12, 2021
Instrument	2021001253

Lender

Name	FIRST BANK RICHMOND

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2041

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE IN
Recording Date	Jun 12, 2017
Property Address	1903 E MAIN ST, RICHMOND, IN 47374-5707
Document Number	2017004627
Instrument Date	Jun 5, 2017
Instrument	2017004627
Transaction Type	Transfer
Record Updated	Jan 9, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1903 E MAIN ST, RICHMOND, IN 47374-5707

Mortgage

Document Number	2017004628
Date	Jun 12, 2017
Instrument	2017004628

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Wayne County
County Subdivision	Wayne Township
Municipality	Richmond City
Unified School District	Richmond Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,388.00 (+0.62%)	$368,800 (+9.5%) Land $39,200 Building $329,600	$368,800 (+9.5%) Land $39,200 Building $329,600
2024	$3,367.00 (-0.27%)	$336,800 (+14.36%) Land $33,200 Building $303,600	$336,800 (+14.36%) Land $33,200 Building $303,600
2023		$294,500 (-1.04%) Land $29,200 Building $265,300	$294,500 (-1.04%) Land $29,200 Building $265,300
2022	$3,376.00 Homeowner's exemption	$297,600 Land $29,200 Building $268,400	$297,600 Land $29,200 Building $268,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 1, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - RICHMOND private · serves 41,485 people · EPA ID IN5289012
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
BridgeMAXX Suncoast Broadband Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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