1903 E Liberty Ave, Spokane, WA 99207 Property Records

Spokane County property record for 1903 E Liberty Ave, Spokane, WA 99207

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,622 sqft · built 1922
Lot Size	0.149 acres (6,477 sqft)
Owner	Individual Name on File
Last Sale	$110,000 (Jul 2004)
Tax Bill	$2,813 (2026)
Deeds & Mortgages	Aug 2021 Mortgage Jan 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`35043.0222`

Property Details

APN / Parcel Number

Primary APN	`35043.0222`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,622 sqft Living Area
Gross Area	3,088 sqft
1st Floor Area	1,112 sqft
Upper Floors Area	988 sqft
Basement Area	988 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Architectural Style	Conventional
Exterior Material	Metal
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,477 sqft (0.149 acres)
Lot Dimensions	130 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	312 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Frame Porch
Porch Area	130 sqft
Deck Area	130 sqft
Patio Area	283 sqft
Canopy	413 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1903 E LIBERTY AVE
City	SPOKANE
State	WA
Zip	99207-4774
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	HAYS PK ADD L1 B6
Legal Range	43E
Legal Township	25N
Legal Section	04
Legal Subdivision	HAYS PK ADD
Legal Block	6
Legal Lot Number	1
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	3
Census Block	3021
Census Tract	1500

Owner

1903 E Liberty Ave is owned and occupied by an individual who acquired it in December 2012.

Source: Spokane County records, as of September 16, 2026

Owner of Record	Individual Name on File
Mailing Address	1903 E LIBERTY AVE, SPOKANE, WA 99207-4774
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jan 30, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Jan 30, 2019	Loan Modification, Mortgage · Conventional Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2004 · Amount on File
Deed Sale	Jul 6, 2004 · Amount on File
Prior Sale	Dec 3, 1996 · Amount on File
Deed Document Number	20045093908
Last Transfer Date	Dec 3, 2012
Transfer Doc	0006156453
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	1903 E LIBERTY AVE, SPOKANE, WA 99207-4774
Transaction Type	Mortgage
Record Updated	Oct 20, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007118369
Date	Aug 26, 2021
Instrument	7118369

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	1903 E LIBERTY AVE, SPOKANE, WA 99207-4774
Document Number	0006788697
Instrument Date	Jan 30, 2019
Transaction Type	Mortgage
Record Updated	Apr 2, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1903 E LIBERTY AVE SPOKANE WA 992074774, SPOKANE, WA 99207-4774

Mortgage

Document Number	0006788697
Date	Mar 18, 2019
Instrument	6788697

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 17, 2049

January 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SPOKANE WA
Property Address	1903 E LIBERTY AVE, SPOKANE, WA 99207-4774
Document Number	0006789514
Instrument Date	Jan 30, 2019
Transaction Type	Mortgage
Record Updated	Apr 4, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1903 E LIBERTY AVE SPOKANE WA 992074774, SPOKANE, WA 99207-4774

Mortgage

Document Number	0006789514
Date	Mar 20, 2019
Instrument	6789514

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 19, 2049

Interest

Rate	5.12%

Tax Assessment & Valuation

The 2026 property tax bill for 1903 E Liberty Ave was $2,813, down 0.9% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,813.00 (-0.92%)	$286,000 Land $90,000 Building $196,000	$286,000 Land $90,000 Building $196,000
2025	$2,839.00
2024		$268,700 (+31.78%) Land $65,000 Building $203,700	$268,700 (+31.78%) Land $65,000 Building $203,700
2023	$2,631.00 (+10.13%)	$203,900 Land $42,000 Building $161,900	$203,900 Land $42,000 Building $161,900
2022	$2,389.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1903 E Liberty Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1903 E Liberty Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Wind Wireless Fixed Wireless	100 / 20
Intermax Networks Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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