1903 E Howard Ave, Saint Francis, WI 53235 Property Records

Milwaukee County property record for 1903 E Howard Ave, Saint Francis, WI 53235

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,125 sqft · built 1920
Lot Size0.111 acres (4,835 sqft)
OwnerIndividual Name on File
Last Sale$245,000 (Dec 2024)
Tax Bill$3,370 (2024)
Deeds & MortgagesJun 2021 Mortgage
Dec 2024 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN583-8953-000

Property Details

APN / Parcel Number

Primary APN583-8953-000
Alternative APN
  • 125838953000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,125 sqft Living Area
1st Floor Area1,125 sqft
Basement Area882 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area4,835 sqft (0.111 acres)
Lot Dimensions147 ft deep x 33 ft wide
Garage TypeDetached
Garage Area968 sqft
Parking Spaces4 Parking Spaces
PorchOpen Porch

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number125838953000
Street Address1903 E HOWARD AVE
CitySAINT FRANCIS
StateWI
Zip53235-4122
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionE. 33 FT. OF W. 1023 FT. OF N. 180 FT. OF NW1/4 SEC. 22-6-22
Legal Range22E
Legal Township06N
Legal Section22
JurisdictionMILWAUKEE WI
Township / Civil DivisionST. FRANCIS
Census Block Group1
Census Block1025
Census Tract185200

Owner

1903 E Howard Ave is owned and occupied by an individual who bought it in December 2024.

Source: Milwaukee County records, as of September 3, 2026

Owner of RecordIndividual Name on File
Mailing Address1903 E HOWARD AVE, SAINT FRANCIS, WI 53235-4122
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 9, 2021Deed of Trust, Mortgage · Conventional Mortgage
EDUCATORS CU
Dec 5, 2024Warranty Deed, Transfer · Conventional Mortgage
UNIVERSITY OF WISCONSIN CU
Oct 20, 2020Deed of Trust, Mortgage · Conventional Mortgage
EDUCATORS CU
Aug 10, 2018Warranty Deed, Transfer · FHA Mortgage
PEOPLES HM EQUITY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 5, 2024 · Amount on File
Deed SaleDec 5, 2024 · Amount on File
Prior SaleAug 10, 2018 · Amount on File
Deed Document Number202411469699
Record UpdatedOct 29, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMILWAUKEE WI
Property Address1903 E HOWARD AVE, SAINT FRANCIS, WI 53235-4122
Transaction TypeMortgage
Record UpdatedJun 18, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0011124926
DateJun 9, 2021
Instrument11124926
Lender
NameEDUCATORS CU
TypeCredit Union
AddressJANESVILLE, WI 53545
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2051

December 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMILWAUKEE WI
Recording DateDec 5, 2024
Property Address1903 E HOWARD AVE, SAINT FRANCIS, WI 53235-4122
Document Number0011469699
Instrument DateDec 4, 2024
Instrument11469699
Transaction TypeTransfer
Record UpdatedJun 18, 2026
Title CompanyNATIONS TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$735.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1903 E HOWARD AVE, SAINT FRANCIS, WI 53235-4122

Mortgage

Document Number0011469700
DateDec 5, 2024
Instrument11469700
Lender
NameUNIVERSITY OF WISCONSIN CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2055

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMILWAUKEE WI
Property Address1903 E HOWARD AVE, SAINT FRANCIS, WI 53235-4122
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0011034013
DateOct 20, 2020
Instrument11034013
Lender
NameEDUCATORS CU
TypeCredit Union
AddressJANESVILLE, WI 53545
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2050
Interest
Rate TypeAdjustable Rate
Rate3%
AdjustableAdjustable Rate Rider
Type Change DateNov 1, 2025
Change FrequencyAnnually
Min Rate At Change3%
Max Rate At Change11%
Index1-Year CMT
Max Rate11%

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMILWAUKEE WI
Recording DateAug 10, 2018
Property Address1903 E HOWARD AVE, SAINT FRANCIS, WI 53235-4122
Document Number0010802458
Instrument DateAug 3, 2018
Instrument10802458
Transaction TypeTransfer
Record UpdatedSep 6, 2018
Title CompanyKNIGHT BARRY TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$430.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1903 E HOWARD AVE ST FRANCIS WI 532354122, ST FRANCIS, WI 53235-4122

Mortgage

Document Number10802459
DateAug 10, 2018
Instrument10802459
Lender
NamePEOPLES HM EQUITY
TypeFunding / Finance Company
AddressBRENTWOOD, TN 37027
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueAug 9, 2048

Tax Assessment & Valuation

Source: Milwaukee County assessment roll, as of September 3, 2026

Property Jurisdictions

TypeName
StateWisconsin
CountyMilwaukee County
MunicipalitySt. Francis City
Unified School DistrictSt. Francis School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$223,000 (+26.27%) Land $29,700 Building $193,300$226,900 (+31.23%)
2024$3,370.00 Homeowner's exemption$176,600 Land $29,700 Building $146,900$172,900
2022$4,205.00$147,800 Land $24,200 Building $123,600$165,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1903 E Howard Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 26, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1903 E Howard Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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