1903 E Diagonal Rd, Rathdrum, ID 83858 Property Records

Kootenai County property record for 1903 E Diagonal Rd, Rathdrum, ID 83858

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,800 sqft · built 2017
Lot Size	6.63 acres (288,977 sqft)
Owner	Individual Name on Record
Tax Bill	$3,149 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Aug 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0L1390010010`

Property Details

APN / Parcel Number

Primary APN	`0L1390010010`
Alternative APN	`335907`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,800 sqft Living Area

Exterior

Year Built	Built 2017
Construction Type	Frame
Foundation Type	Concrete
Lot Area	288,977 sqft (6.63 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Pole Barn	1,800 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	335907
Street Address	1903 E DIAGONAL RD
City	RATHDRUM
State	ID
Zip	83858-6875
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LONE MOUNTAIN ESTATES, LT 1 BLOCK 1 0252N04W
Legal Subdivision	LONE MOUNTAIN ESTATES
Legal Block	1
Legal Lot Number	1
Jurisdiction	KOOTENAI ID
Township / Civil Division	SPIRIT LAKE-ATHOL
Census Block Group	2
Census Block	2006
Census Tract	201

Owner

Source: Kootenai County records, as of December 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 17212, ANAHEIM, CA 92817-7212
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2024	Deed of Trust, Mortgage · Conventional Mortgage GENEVA FINANCIAL LLC
Aug 15, 2023	Warranty Deed, Transfer · Conventional Mortgage GENEVA FINANCIAL LLC
Aug 8, 2017	Deed of Trust, Mortgage · Construction Mortgage IDAHO INDEPENDENT BANK
Dec 8, 2017	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage UMPQUA BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 15, 2023
Deed Sale	Aug 15, 2023
Prior Sale	Dec 8, 2017
Deed Document Number	2945347000
Record Updated	Jun 8, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	1903 E DIAGONAL RD, RATHDRUM, ID 83858-6875
Transaction Type	Mortgage
Record Updated	Jan 22, 2024
Title Company	PIONEER TITLE KOOTENAI COUNTY, PIONEER TITLE KOOTENAI CNTY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1903 E DIAGONAL RD, RATHDRUM, ID 83858-6875

Mortgage

Document Number	2957675000
Date	Jan 4, 2024
Instrument	2957675000

Lender

Name	GENEVA FINANCIAL LLC
Type	Mortgage Company
Address	CHANDLER, AZ 85225

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2054

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOOTENAI ID
Recording Date	Aug 15, 2023
Property Address	1903 E DIAGONAL RD, RATHDRUM, ID 83858-6875
Document Number	2945347000
Map Reference	MB L PG 139
Instrument Date	Aug 7, 2023
Instrument	2945347000
Transaction Type	Transfer
Record Updated	Sep 1, 2023
Title Company	PIONEER TITLE KOOTENAI COUNTY, PIONEER TITLE KOOTENAI CNTY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 17212, ANAHEIM, CA 92817-7212

Mortgage

Document Number	2945348000
Date	Aug 15, 2023
Instrument	2945348000

Lender

Name	GENEVA FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	7 Months
Due	Mar 1, 2024

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	1903 E DIAGONAL RD, RATHDRUM, ID 83858-6875
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2606654000
Date	Aug 8, 2017
Instrument	2606654000

Lender

Name	IDAHO INDEPENDENT BANK
Type	Bank
Address	HAYDEN, ID 83835

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

December 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	KOOTENAI ID
Recording Date	Dec 8, 2017
Property Address	1903 E DIAGONAL RD, RATHDRUM, ID 83858-6875
Document Number	2623685000
Map Reference	MB L PG 139
Instrument Date	Dec 7, 2017
Instrument	2623685000
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 17, 2022
Title Company	ALLIANCE TITLE COMPANY, ALLIANCE TITLE & ESCROW

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24719 N HUNTERS GROVE CT, RATHDRUM, ID 83858-5085

Mortgage

Document Number	2623689000
Date	Dec 8, 2017
Instrument	2623689000

Lender

Name	UMPQUA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Kootenai County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Idaho
County	Kootenai County
Unified School District	Lakeland Joint School District 272 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,149.00 (+59.6%)	$860,683 (+6.37%) Land $479,133 Building $381,550	$860,683 (+6.37%) Land $479,133 Building $381,550
2024	$1,973.00 (-16.75%)
2023	$2,370.00 (-14.41%) Homeowner's exemption	$809,155 (+0.83%) Land $481,135 Building $328,020	$809,155 (+0.83%) Land $481,135 Building $328,020
2022	$2,769.00 Homeowner's exemption	$802,465 Land $474,445 Building $328,020	$802,465 Land $474,445 Building $328,020

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 81% of Idaho
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMSEY ESTATES private · serves 88 people · EPA ID ID1280285
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Nov 2024
Treatment and Procedure	Sanitary survey deficiency not corrected May 2025 Coliform corrective action Apr 2025
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Wired or Wireless Fixed Wireless · not low latency	30 / 10

May also be available: Spectrum, Ziply Fiber.

Cell Coverage

4G LTE only, no 5G reported

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